294 Ames Rd, Hampden, MA 01036 Property Records

Hampden County and Hampden Town property record for 294 Ames Rd, Hampden, MA 01036

Property Summary

Property Type	Rural Home
Details	4 bd · 3.5 ba · 3,147 sqft · built 2007
Lot Size	15.2 acres (662,983 sqft)
Owner	2 Individual Names on Record
Last Sale	$585,000 (Nov 2020)
Tax Bill	$11,883 (2025)
Deeds & Mortgages	Jul 2023 Mortgage May 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`HAMP M:0032 B:0016 L:3`

Property Details

APN / Parcel Number

Primary APN	`HAMP M:0032 B:0016 L:3`
Alternative APN	`2270`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,147 sqft Living Area
Gross Area	6,565 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	662,983 sqft (15.2 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	2270
Street Address	294 AMES RD
City	HAMPDEN
State	MA
Zip	01036-9110
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Subdivision	EILLIAM COX ESTATE
Legal Block	16
Legal Lot Number	3
Jurisdiction	HAMPDEN MA
Township / Civil Division	HAMPDEN
Census Block Group	2
Census Block	2000
Census Tract	813500

Owner

Source: Hampden County and Hampden Town records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	294 AMES RD, HAMPDEN, MA 01036-9110
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 5, 2023	Deed of Trust, Mortgage · Second Mortgage (Down Payment) WESTFIELD BANK FSB
May 28, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance GREATER SPRINGFIELD CREDIT UNION
Nov 24, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage WESTFIELD BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 24, 2020 · Amount on Record
Deed Sale	Nov 24, 2020 · Amount on Record
Prior Sale	Jul 18, 2006 · Amount on Record
Deed Document Number	202069989
Deed Book / Page	23555 / 35
Prior Transfer Date	Nov 19, 2020
Prior Transfer Doc	23555-35
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMPDEN MA
Property Address	294 AMES RD, HAMPDEN, MA 01036-9110
Transaction Type	Mortgage
Record Updated	Jul 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	025065-476
Date	Jul 5, 2023
Book Page	25065/476
Instrument	30458

Lender

Name	WESTFIELD BANK FSB
Type	Bank

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2038

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMPDEN MA
Property Address	294 AMES RD, HAMPDEN, MA 01036-9110
Transaction Type	Mortgage
Record Updated	May 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	023229-546
Date	May 28, 2020
Book Page	23229/546
Instrument	26786

Lender

Name	GREATER SPRINGFIELD CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMPDEN MA
Recording Date	Nov 24, 2020
Property Address	294 AMES RD, HAMPDEN, MA 01036-9110
Document Number	23555-35
Book / Page	23555 / 35
Instrument Date	Nov 19, 2020
Instrument	69989
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10 AMES RD, HAMPDEN, MA 01036-9656

Mortgage

Document Number	69990
Date	Nov 24, 2020
Instrument	69990

Lender

Name	WESTFIELD BANK FSB
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hampden County and Hampden Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Hampden Town
Unified School District	Hampden-Wilbraham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,883.00 (+16.09%)	$787,450 (+20.47%) Land $107,550 Building $679,900	$707,465
2024	$10,236.00 (-7.11%)	$653,650 (+0.07%) Land $98,450 Building $555,200
2023	$11,019.00	$653,190 Land $98,590 Building $554,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2001–2005)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Oct 2005 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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