294 Adelaide St, Debary, FL 32713 Property Records

Volusia County property record for 294 Adelaide St, Debary, FL 32713

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,363 sqft · built 1994
Lot Size	0.505 acres (22,000 sqft)
Owner	2 Trust Names on File
Last Sale	$285,000 (Mar 2016)
Tax Bill	$520 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`8026-08-04-0300`

Property Details

APN / Parcel Number

Primary APN	`8026-08-04-0300`
Alternative APNs	`30182608040300` `26183008040300` `5199771.0` `5199771`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,363 sqft Living Area
Gross Area	2,927 sqft
1st Floor Area	2,363 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2004
Exterior Material	Concrete Block/Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Lot Area	22,000 sqft (0.505 acres)
Lot Dimensions	220 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	564 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	295 sqft
Porch	Slab
Porch Area	234 sqft
Patio Area	430 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	5199771
Street Address	294 ADELAIDE ST
City	DEBARY
State	FL
Zip	32713-2607
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 30 BLK D SWALLOWS EAST MB 43 PGS 108-110 INC PER OR 5270 PG 1328 PER OR 7223 PGS 2923-2924
Legal Range	30E
Legal Township	18S
Legal Section	26
Legal Subdivision	SWALLOWS EAST MB
Legal Tract	08
Legal Block	D
Legal Lot Number	30
Jurisdiction	VOLUSIA FL
Township / Civil Division	DEBARY-ORANGE CITY
Census Block Group	1
Census Block	1066
Census Tract	90905

Owner

294 Adelaide St is owner-occupied and held in a trust since March 2016.

Source: Volusia County records, as of October 13, 2026

Owner of Record	2 Trust Names on File
Mailing Address	294 ADELAIDE ST, DEBARY, FL 32713-2607
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2016 · Amount on File
Deed Sale	Mar 1, 2016 · Amount on File
Prior Sale	Mar 3, 2004 · Amount on File
Deed Document Number	201637747
Deed Book / Page	7223 / 2933
Prior Transfer Date	Jan 12, 2004
Prior Transfer Doc	5241000961
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	294 ADELAIDE ST, DEBARY, FL 32713-2607
Transaction Type	Mortgage
Record Updated	Jul 26, 2022
Title Company	REALTY PRO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	294 ADELAIDE ST, DEBARY, FL 32713-2607

Mortgage

Document Number	0082800473
Date	Jul 7, 2022
Book Page	8280/473
Instrument	2022159455

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jul 1, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 294 Adelaide St was $520 with a veteran's exemption, down 85.8% from the year before.

Source: Volusia County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	DeBary City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$362,087 (+0.08%) Land $78,275 Building $283,812	$362,087 (+0.08%) Land $78,275 Building $283,812
2025	$520.00 (-85.81%) Veteran's exemption	$361,790 Land $90,900 Building $270,890	$361,790 Land $90,900 Building $270,890
2024	$3,665.00 (+5.23%)
2023	$3,483.00 (+0.32%) Senior Citizen's exemption	$249,112 (+3%)	$383,281 (+9.92%) Land $85,850 Building $297,431
2022	$3,472.00 Senior Citizen's exemption	$241,856	$348,697 Land $96,960 Building $251,737

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 294 Adelaide St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 51 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	56 units insured incl. 5 condo units
Nearby Flood Claims	8 (2008–2024)
Claims Outside the SFHA	4 of 8
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 5 claims Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 294 Adelaide St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VC/SOUTHWEST WATER SYSTEM serves 19,672 people · EPA ID FL3641336
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20