2939 Mountain Elm Trl, Katy, TX 77493 Property Records

Harris County property record for 2939 Mountain Elm Trl, Katy, TX 77493

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 4,253 sqft · built 2019
Lot Size	0.16 acres (6,982 sqft)
Owner	2 Individual Names on File
Last Sale	$191,500 (Oct 2019)
Tax Bill	$7,476 (2025)
Deeds & Mortgages	Jul 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`139-680-001-0001`

Property Details

APN / Parcel Number

Primary APN	`139-680-001-0001`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	4,253 sqft Living Area
1st Floor Area	2,254 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Brick Veneer
Construction Type	Brick
Lot Area	6,982 sqft (0.16 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1396800010001
Street Address	2939 MOUNTAIN ELM TRL
City	KATY
State	TX
Zip	77493-3208
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 1 BLK 1 MORTON CREEK RANCH SEC 20
Legal Subdivision	MORTON CREEK RANCH SEC 20
Legal Block	1
Legal Lot Number	1
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	3
Census Block	3001
Census Tract	542902

Owner

Source: Harris County assessment roll, APN 139-680-001-0001, as of May 26, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2939 MOUNTAIN ELM TRL, KATY, TX 77493-3208
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 15, 2019 · Amount on Record
Deed Sale	Oct 15, 2019 · Amount on Record
Deed Document Number	2019457788
Record Updated	Sep 20, 2026

July 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HARRIS TX
Recording Date	Jul 24, 2019
Property Address	2939 MOUNTAIN ELM TRL, KATY, TX 77493-3208
Instrument Date	Jul 23, 2019
Instrument	319608
Transaction Type	Mortgage
Record Updated	Jan 02, 2020
Title Company	SOUTHLAND TITLE COMPANY, SOUTH LAND TITLE COMPANY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	15915 KATY FWY #405 HOUSTON TX 770941710, 405, HOUSTON, TX 77094-1710
Investor	Possibly a Property Investor

Mortgage

Document Number	0000319608
Date	Jul 24, 2019
Instrument	319608

Lender

Name	TEXAS CAP BK
Type	Bank
Address	2350 LAKESIDE BLVD # 800, RICHARDSON, TX 75082-4340

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	24 Months
Due	Jul 23, 2021

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Harris County assessment roll as of May 26, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,476.00 (+197.61%) Homeowner's exemption	$538,740 (+1.71%) Land $76,671 Building $462,069	$538,740 (+1.71%) Land $76,671 Building $462,069
2024	$2,512.00 (-0.04%)
2023		$529,659 Land $76,671 Building $452,988	$529,659 Land $76,671 Building $452,988
2022	$2,513.00 (-37.78%)
2020	$4,039.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harris County (48201C), as of May 17, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 482015429023, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 134 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	134 in force
Nearby Flood Claims	13 (2017–2018)
Claims Outside the SFHA	13 of 13
Most Recent Claim	Jun 2018 · other causes
Claims by Event	Hurricane Harvey, Aug 2017 · 12 claims

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 693 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Ezee Fiber Texas Fiber	8,000 / 8,000
Consolidated Communications Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: AT&T, Hotwire Communications, Verizon.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system TX1013378, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	HARRIS COUNTY MUD 432 serves 4,782 people
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.