Clay County property record for 2939 Guava Ct, Middleburg, FL 32068 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,490 sqft · built 1990 |
| Lot Size | 1.12 acres (48,961 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $118,000 (May 2002) |
| Tax Bill | $1,033 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Jul 2023 Second Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-05-24-006698-504-00 |
| Primary APN | 32-05-24-006698-504-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,490 sqft Heated Area |
| Gross Area | 1,988 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1990 |
|---|---|
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 48,961 sqft (1.12 acres) |
| Lot Dimensions | 308 ft deep x 159 ft wide |
| Porch | Porch |
|---|---|
| Porch Area | 498 sqft |
| Fence | Fence |
| Storage Building | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 2939 GUAVA CT |
|---|---|
| City | MIDDLEBURG |
| State | FL |
| Zip | 32068-6229 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 64 BLK 146 BLACK CREEK PARK UNIT 1 AS REC O R 2051 PG 292 |
| Legal Range | 24 |
| Legal Township | 05 |
| Legal Section | 32 |
| Legal Subdivision | BLACK CREEK |
| Legal Block | 146 |
| Legal Lot Number | 64 |
| Legal Unit | 1 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | KEYSTONE HEIGHTS |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 31101 |
Source: Clay County records · APN 32-05-24-006698-504-00
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2939 GUAVA CT, MIDDLEBURG, FL 32068-6229 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 12, 2026 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC |
| Jul 31, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage VYSTAR CU |
| Oct 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Mar 26, 2018 | Deed of Trust, Mortgage · VA Mortgage RP FUNDING INC |
| May 15, 2020 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 13, 2002 · Amount on Record |
| Deed Sale | May 13, 2002 · Amount on Record |
| Deed Document Number | 200226133 |
| Deed Book / Page | 2051 / 0289 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 2939 GUAVA CT, MIDDLEBURG, FL 32068-6229 |
| Transaction Type | Mortgage |
| Record Updated | Feb 06, 2026 |
| Title Company | UNKNOWN, AMERICAS SETTLEMENT COMPANY |
| Name | Verified Name |
|---|---|
| Address | 2939 GUAVA CT, MIDDLEBURG, FL 32068-6229 |
| Document Number | 0050040469 |
|---|---|
| Date | Jan 12, 2026 |
| Book Page | 5004/469 |
| Instrument | 2026001345 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | WEST PALM BEACH, FL 33401 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 2939 GUAVA CT, MIDDLEBURG, FL 32068-6229 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2939 GUAVA CT, MIDDLEBURG, FL 32068-6229 |
| Document Number | 0047422181 |
|---|---|
| Date | Jul 31, 2023 |
| Book Page | 4742/2181 |
| Instrument | 2023038034 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Aug 01, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 2939 GUAVA CT, MIDDLEBURG, FL 32068-6229 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2023 |
| Title Company | WATSON TITLE SERVICES |
| Name | Verified Name |
|---|---|
| Address | 2939 GUAVA CT, MIDDLEBURG, FL 32068-6229 |
| Document Number | 0045212069 |
|---|---|
| Date | Oct 14, 2021 |
| Book Page | 4521/2069 |
| Instrument | 2021064942 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Sep 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 2939 GUAVA CT, MIDDLEBURG, FL 32068-6229 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0040661812 |
|---|---|
| Date | Mar 26, 2018 |
| Book Page | 4066/1812 |
| Instrument | 2018014706 |
| Name | RP FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | MAITLAND, FL 32751 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 2939 GUAVA CT, MIDDLEBURG, FL 32068-6229 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | SERVICELINK LLC |
| Name | Verified Name |
|---|
| Document Number | 0043071801 |
|---|---|
| Date | May 15, 2020 |
| Book Page | 4307/1801 |
| Instrument | 2020023814 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FULTON, MD 20759 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2050 |
Source: Clay County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,033.00 (-18.73%) Homeowner's exemption | $107,921 (+5.99%) | $237,244 (+10.35%) Land $50,000 Building $187,244 |
| 2023 | $1,271.00 (+14.09%) Homeowner's exemption | $101,826 (+3%) | $214,983 (+14.6%) Land $34,000 Building $180,983 |
| 2022 | $1,114.00 Homeowner's exemption | $98,861 | $187,590 Land $27,000 Building $160,590 |
Source: FEMA National Flood Hazard Layer, Clay County (12019C), updated July 6, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120190311012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 14 individual NFIP policies nearby |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 14 in force |
| Wildfire Risk | Moderate above 58% of the US · above 30% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 758 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 106 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 1,200 / 35 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | DSL | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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