2939 Fry Rd, Jefferson, MD 21755 Property Records

Frederick County property record for 2939 Fry Rd, Jefferson, MD 21755

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,584 sqft · built 1988
Lot Size	6.59 acres (287,060 sqft)
Owner	Individual on Record
Last Sale	$461,001 (Jul 2019)
Tax Bill	$3,795 (2023)
Deeds & Mortgages	Mar 2018 Mortgage Feb 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-319131`

Property Details

APN / Parcel Number

Primary APN	`14-319131`
Alternative APN	`319131`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,584 sqft Total Area
1st Floor Area	1,580 sqft
Basement Area	1,100 sqft
Finished Basement	1,100 sqft

Exterior

Year Built	Built 1988
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	287,060 sqft (6.59 acres)
Garage Type	Attached
Garage Area	792 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	156 sqft
Patio Area	270 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	319131
Street Address	2939 FRY RD
City	JEFFERSON
State	MD
Zip	21755-7422
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 203 SEC 2 6.591 ACRES POTOMAC OVERLOOK
Legal Subdivision	POTOMAC OVERLOOK
Legal Lot Number	203
Jurisdiction	FREDERICK MD
Township / Civil Division	14, JEFFERSON
Census Block Group	2
Census Block	2012
Census Tract	752502

Owner

Source: Frederick County assessment roll, as of July 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	2939 FRY RD, JEFFERSON, MD 21755-7422
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2018	Deed of Trust, Mortgage · ARM DITECH FINANCIAL LLC
Feb 28, 2020	Deed of Trust, Mortgage · FHA Mortgage TJC MORTGAGE INC
Oct 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage LAKEVIEW LOAN SERVICING LLC
Jul 9, 2019	Deed, Transfer · FHA Mortgage GUARANTEED RATE AFFINITY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 9, 2019 · Amount on Record
Deed Sale	Jul 9, 2019 · Amount on Record
Prior Sale	Feb 18, 2005 · Amount on Record
Deed Document Number	0130720039
Deed Book / Page	13072 / 0039
Record Updated	Jun 7, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	2939 FRY RD, JEFFERSON, MD 21755-7422
Transaction Type	Mortgage
Record Updated	Oct 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0123030384
Date	Mar 5, 2018
Book Page	12303/0384

Lender

Name	DITECH FINANCIAL LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	ARM
Amount	Amount Recorded
Term	359 Months
Due	Feb 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Feb 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9.25%
Index	1-Year LIBOR
Max Rate	9.25%

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	2939 FRY RD, JEFFERSON, MD 21755-7422
Transaction Type	Mortgage
Record Updated	Oct 24, 2022
Title Company	LAKESIDE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0135590369
Date	Feb 28, 2020
Book Page	13559/369

Lender

Name	TJC MORTGAGE INC
Type	Mortgage Company
Address	BIRMINGHAM, AL 35243

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	2939 FRY RD, JEFFERSON, MD 21755-7422
Transaction Type	Mortgage
Record Updated	Oct 24, 2022
Title Company	NOT AVAILABLE, SOURCEPOINT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0153930272
Date	Oct 18, 2021
Book Page	15393/272

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Aug 1, 2051

July 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Jul 9, 2019
Property Address	2939 FRY RD, JEFFERSON, MD 21755-7422
Document Number	0130720039
Book / Page	13072 / 0039
Map Reference	MB 34 FO 28
Instrument Date	Jun 27, 2019
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	LAKESIDE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,152.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	2939 FRY RD, JEFFERSON, MD 21755-7422

Mortgage

Document Number	130720045
Date	Jul 9, 2019
Instrument	13072/0045

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Non-Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,795.00 Homeowner's exemption	$388,633	$443,100 Land $143,200 Building $299,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
EarthLink Business Fixed Wireless	100 / 30
MN FWA Buyer Fixed Wireless	100 / 30
T-Mobile Fixed Wireless	100 / 20
All Points Broadband Fixed Wireless	10 / 1

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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