2939 Caroline Dr, Chipley, FL 32428 Property Records

Washington County property record for 2939 Caroline Dr, Chipley, FL 32428

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,176 sqft · built 1983
Lot Size7.5 acres (326,700 sqft)
Owner2 Individual Names on File
Tax Bill$1,782 (2025)
Flood ZoneZone X (minimal risk)
APN000041540007

Property Details

APN / Parcel Number

Primary APN000041540007
Alternative APN
  • 41540007

Interior

Full Baths2 Baths
Building Area1,176 sqft Heated Area
Gross Area1,344 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1993
Exterior MaterialWood Siding
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area326,700 sqft (7.5 acres)
PorchOpen Porch
Porch Area168 sqft
Patio Area72 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number000041540007
Street Address2939 CAROLINE DR
CityCHIPLEY
StateFL
Zip32428-3462
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description24 1 15 7.5 LOTS 10,11,21 AS DESC IN ORB 216 P 522
Legal Range15W
Legal Township01N
Legal Section24
Legal Block4154
Legal Lot Number10-11 11
JurisdictionWASHINGTON FL
Township / Civil DivisionVERNON
Census Block Group1
Census Block1009
Census Tract970302

Owner

2939 Caroline Dr is owned by two individuals who acquired it in September 1985.

Source: Washington County records, as of December 22, 2025

Owner of Record2 Individual Names on File
Co-ownerCo-owner on File
Mailing Address2846 MALONE DR, PANAMA CITY, FL 32405-3821
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 3, 1985
Deed SaleSep 3, 1985
Deed Document Number0000216522
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 2939 Caroline Dr was $1,782, up 10.5% from the year before.

Source: Washington County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWashington County
Unified School DistrictWashington County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,782.00 (+10.48%)$138,310 (+3.17%) Land $51,000 Building $87,310$138,310 (+3.17%) Land $51,000 Building $87,310
2024$1,613.00 (+6.82%)$134,061 (+6.29%) Land $45,000 Building $89,061$134,061 (+6.29%) Land $45,000 Building $89,061
2023$1,510.00 (+13.02%)$126,130 (+19.82%) Land $45,000 Building $81,130$126,130 (+19.82%) Land $45,000 Building $81,130
2022$1,336.00$105,262 Land $31,500 Building $73,762$105,262 Land $31,500 Building $73,762

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2939 Caroline Dr in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims9 (1994–2021)
Claims Outside the SFHA1 of 9
Most Recent ClaimApr 2021 · rainfall accumulation
Claims by Event
  • Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 2 claims
  • Severe Storms And Flooding (tropical Storm Alberto), Jul 1994 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2939 Caroline Dr is moderate, ranking above 48% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · lower than 81% of Florida
Wildfire Likelihood0.09% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHWEST FLORIDA RECEPTION CENTER
state or territorial government · serves 2,500 people · EPA ID FL1670733
Water SourceGroundwater
Last State InspectionJun 2025
Lead3 ppb (2025)
action level 15 ppb
Copper1.9 mg/L (2018)
action level 1.3 mg/L

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityHaloacetic acids
not recorded as resolved · Jul 2024
Total trihalomethanes
not recorded as resolved · Jan 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting7
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30

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