Bay County property record for 2938 S Huron Rd, Kawkawlin, MI 48631
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,596 sqft |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $50,000 (Apr 2012) |
| Tax Bill | $1,516 (2026) |
| Deeds & Mortgages | Aug 2022 Line of Credit Jun 2017 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 080-036-300-040-00 |
| Primary APN | 080-036-300-040-00 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,596 sqft Living Area |
| 1st Floor Area | 1,064 sqft |
| Basement Area | 1,064 sqft |
| Lot Area | 43,560 sqft (1 acres) |
|---|---|
| Lot Dimensions | 222 ft deep x 198 ft wide |
| Garage Area | 784 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2938 S HURON RD |
|---|---|
| City | KAWKAWLIN |
| State | MI |
| Zip | 48631-9177 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM 1321 FT N OF SW COR OF SEC TH E 929.72 FT ALG S 1/8 LI TH S 26D 44M E 509.13 FT ALG WLY ROW LI HWY M-13 TH S 27D 58M E |
| Jurisdiction | BAY MI |
| Township / Civil Division | KAWKAWLIN |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 286102 |
Source: Bay County records, as of May 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2938 S HURON RD, KAWKAWLIN, MI 48631-9177 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 30, 2022 | Deed of Trust, Mortgage · Line of Credit 1ST STATE BANK |
| Jun 9, 2017 | Deed of Trust, Mortgage · Line of Credit 1ST STATE BANK |
| Jul 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST ST BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 4, 2012 · Amount on Record |
| Deed Sale | Apr 4, 2012 · Amount on Record |
| Prior Sale | Nov 21, 2011 · Amount on Record |
| Deed Book / Page | 2865 / 523 |
| Last Transfer Date | Sep 19, 2013 |
| Transfer Doc | 0029900167 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY MI |
| Property Address | 2938 S HURON RD, KAWKAWLIN, MI 48631-9177 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2938 S HURON RD, KAWKAWLIN, MI 48631-9177 |
| Document Number | 0000012423 |
|---|---|
| Date | Aug 30, 2022 |
| Instrument | 202212423 |
| Name | 1ST STATE BANK |
|---|---|
| Type | Bank |
| Address | SAGINAW, MI 48605 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY MI |
| Property Address | 2938 S HURON RD, KAWKAWLIN, MI 48631-9177 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0032210465 |
|---|---|
| Date | Jun 9, 2017 |
| Book Page | 3221/465 |
| Name | 1ST STATE BANK |
|---|---|
| Type | Bank |
| Address | SAGINAW, MI 48605 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY MI |
| Property Address | 2938 S HURON RD, KAWKAWLIN, MI 48631-9177 |
| Document Number | 0000009548 |
| Instrument Date | Jul 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 8, 2021 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2938 S HURON RD KAWKAWLIN MI 486319177, KAWKAWLIN, MI 48631-9177 |
| Document Number | 0000009548 |
|---|---|
| Date | Jul 16, 2020 |
| Instrument | 9548 |
| Name | FIRST ST BK |
|---|---|
| Type | Bank |
| Address | SAGINAW, MI 48605 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 15, 2035 |
Source: Bay County assessment roll, as of May 18, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Bay County |
| County Subdivision | Kawkawlin Township |
| Unified School District | Bay City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,516.00 (+75.06%) Homeowner's exemption | $66,700 (-3.47%) | $133,400 (-3.47%) |
| 2025 | $866.00 (-35.71%) Homeowner's exemption | $69,100 (+50.87%) | $138,200 (+50.87%) |
| 2023 | $45,800 | $91,600 | |
| 2022 | $1,347.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 5 (2017–2020) |
| Most Recent Claim | May 2020 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BANGOR-MONITOR METRO DISTRICT serves 2,971 people · EPA ID MI0000400 |
|---|---|
| Water Source | Purchased surface water from BAY AREA WATER SYSTEM |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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