2938 Montclair Ave, Cincinnati, OH 45211 Property Records

Hamilton County property record for 2938 Montclair Ave, Cincinnati, OH 45211

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,212 sqft · built 1915
Lot Size	0.192 acres (8,364 sqft)
Owner	Individual Name on File
Last Sale	$320,000 (Jul 2024)
Tax Bill	$3,981 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Jan 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`210-0075-0012-00`

Property Details

APN / Parcel Number

Primary APN	`210-0075-0012-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,212 sqft Living Area
1st Floor Area	1,245 sqft
2nd Floor Area	967 sqft
Upper Floors Area	967 sqft
Basement Area	1,245 sqft

Exterior

Year Built	Built 1915
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	8,364 sqft (0.192 acres)
Lot Dimensions	167 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	320 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	328 sqft
Patio Area	338 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	2938 MONTCLAIR AVE
City	CINCINNATI
State	OH
Zip	45211-5704
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MONTCLAIR AVE 50 X 167.48LOT 24 J R BAUMES 2ND SUBIN REAR OF LOTS 23-24
Legal Subdivision	J R BAUMES 2ND SUB
Legal Lot Number	23-24 24
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2000
Census Tract	10100

Owner

2938 Montclair Ave is owned and occupied by an individual who bought it in July 2024.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	Individual Name on File
Mailing Address	2938 MONTCLAIR AVE, CINCINNATI, OH 45211-5704
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2023	Deed of Trust, Mortgage · Conventional Mortgage PARK NATIONAL BANK
Jan 28, 2021	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 22, 2024 · Amount on File
Deed Sale	Jul 22, 2024 · Amount on File
Prior Sale	Jan 28, 2021
Deed Document Number	0000050164
Deed Book / Page	15212 / 238
Record Updated	Jun 8, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	2938 MONTCLAIR AVE, CINCINNATI, OH 45211-5704
Transaction Type	Mortgage
Record Updated	Jul 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000044380
Date	Jun 28, 2023
Book Page	14946/625
Instrument	2023-0044380

Lender

Name	PARK NATIONAL BANK
Type	Bank
Address	NEWARK, OH 43058

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jul 1, 2043

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Type Change Date	Jul 1, 2033
Change Frequency	Annually
Min Rate At Change	4.5%
Max Rate At Change	8.5%
Index	1-Year T-Bill
Max Rate	12.5%

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON OH
Recording Date	Jan 28, 2021
Property Address	2938 MONTCLAIR AVE, CINCINNATI, OH 45211-5704
Document Number	0000012213
Book / Page	014343 / 000644
Instrument Date	Jan 7, 2021
Instrument	12213
Transaction Type	Transfer
Record Updated	Mar 22, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2938 MONTCLAIR AVE CINCINNATI OH 452115704, CINCINNATI, OH 45211-5704

Tax Assessment & Valuation

The 2025 property tax bill for 2938 Montclair Ave was $3,981, up 3% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,981.00 (+3.03%)	$64,467 (-) Land $7,718 Building $56,749
2024	$3,864.00 (-2.13%)	$64,467 (-) Land $7,718 Building $56,749
2023	$3,948.00 (+24.54%)	$64,467 (+38.98%) Land $7,718 Building $56,749	$184,190 Land $22,050 Building $162,140
2022	$3,170.00 Homeowner's exemption	$46,386 Land $6,269 Building $40,117
2020			$132,530 Land $17,910 Building $114,620

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2938 Montclair Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2938 Montclair Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 640 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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