2938 Kepler Ave NE, Saint Michael, MN 55376 Property Records

Wright County property record for 2938 Kepler Ave NE, Saint Michael, MN 55376

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,567 sqft · built 2023
Lot Size	0.041 acres (1,821 sqft)
Owner	2 Individual Names on File
Last Sale	$294,990 (Jan 2024)
Tax Bill	$3,508 (2026)
Deeds & Mortgages	Jan 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`114-394-001340`

Property Details

APN / Parcel Number

Primary APN	`114-394-001340`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,567 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2024
Exterior Material	Vinyl
Roof Type	Gable
Lot Area	1,821 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	2938 KEPLER AVE NE
City	SAINT MICHAEL
State	MN
Zip	55376-7518
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-23 TWP-120 RANGE-024 LAKESHORE PARK 2ND ADDN LOT-034 BLOCK-001 OCK-001
Legal Range	024
Legal Township	120
Legal Section	23
Legal Subdivision	LAKESHORE PARK 2ND ADDN
Legal Block	1
Legal Lot Number	34
Jurisdiction	WRIGHT MN
Township / Civil Division	ST. MICHAEL
Census Block Group	3
Census Block	3000
Census Tract	100803

Owner

2938 Kepler Ave NE is owned and occupied by two individuals who bought it in January 2024.

Source: Wright County records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2938 KEPLER AVE NE, SAINT MICHAEL, MN 55376-7518
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 19, 2024 · Amount on File
Deed Sale	Jan 19, 2024 · Amount on File
Deed Document Number	20241617177
Record Updated	Sep 20, 2026

January 2024: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Jan 25, 2024
Property Address	2938 KEPLER AVE NE, SAINT MICHAEL, MN 55376-7518
Document Number	00A1546469
Instrument Date	Jan 19, 2024
Instrument	A1546469
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 28, 2024
Title Company	TRANSOHIO TITLE, TRANSOHIO RES TITLE MN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$973.47
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2938 KEPLER AVE NE, SAINT MICHAEL, MN 55376-7518

Mortgage

Document Number	00A1546470
Date	Jan 25, 2024
Instrument	A1546470

Lender

Name	M/I FINANCIAL LLC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

Tax Assessment & Valuation

The 2026 property tax bill for 2938 Kepler Ave NE was $3,508.

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wright County
Municipality	St. Michael City
Unified School District	St. Michael-Albertville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,508.00	$285,200 (-4.04%) Land $75,000 Building $210,200	$285,200 (-4.04%) Land $75,000 Building $210,200
2025		$297,200 Land $77,000 Building $220,200	$297,200 Land $77,000 Building $220,200
2023	$148.00	$60,500 Land $60,500	$60,500 Land $60,500
2022	$148.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2938 Kepler Ave NE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2938 Kepler Ave NE is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Joint Powers Water Board serves 30,922 people · EPA ID MN1860024
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.56 mg/L (2026) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000

May also be available: CenturyLink, GigFire, Verizon.

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