2938 Cramer St, Camden, NJ 08105 Property Records

Camden County and Camden City property record for 2938 Cramer St, Camden, NJ 08105

Property Summary

Property Type	Single Family Home
Details	1,408 sqft · built 1925
Lot Size	0.055 acres (2,400 sqft)
Owner	2 Individual Names on File
Last Sale	$45,000 (Jan 2004)
Tax Bill	$2,832 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Jun 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-01115-0000-00041`

Property Details

APN / Parcel Number

Primary APN	`08-01115-0000-00041`
Alternative APNs	`0801177000000041` `080111500041`

Interior

Building Area	1,408 sqft Living Area

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Lot Area	2,400 sqft (0.055 acres)
Lot Dimensions	100 ft deep x 24 ft wide

Location & Zoning

Old Parcel Number	0801177000000041
Street Address	2938 CRAMER ST
City	CAMDEN
State	NJ
Zip	08105-1316
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1115
Legal Lot Number	41
Jurisdiction	CAMDEN NJ
Township / Civil Division	CAMDEN
Census Block Group	2
Census Block	2019
Census Tract	601101

Owner

2938 Cramer St is owned by two individuals who acquired it in August 2021.

Source: Camden County and Camden City records, as of July 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5301 TERRACE AVE, PENNSAUKEN, NJ 08109-1157
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage SUN WEST MORTGAGE COMPANY INC
Jun 14, 2022	Intrafamily Transfer, Transfer WFG LENDER SERVICES, WFG LENDER SERVICES RESWARE
Jan 9, 2017	Deed of Trust, Mortgage · FHA Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 27, 2004 · Amount on File
Deed Sale	Jan 27, 2004 · Amount on File
Prior Sale	Sep 21, 1994 · Amount on File
Deed Book / Page	7344 / 193
Last Transfer Date	Aug 22, 2021
Transfer Doc	0000059498
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMDEN NJ
Property Address	2938 CRAMER ST, CAMDEN, NJ 08105-1316
Transaction Type	Mortgage
Record Updated	Sep 28, 2021
Title Company	WFG LENDER SERVICES, WFG LENDER SERVICES RESWARE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000085014
Date	Sep 14, 2021
Book Page	11852/122
Instrument	2021085014

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company
Address	BUENA PARK, CA 90620

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2036

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CAMDEN NJ
Recording Date	Jun 14, 2022
Property Address	2938 CRAMER ST, CAMDEN, NJ 08105-1316
Document Number	0000059498
Book / Page	12110 / 106
Instrument Date	Aug 22, 2021
Instrument	2022059498
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	WFG LENDER SERVICES, WFG LENDER SERVICES RESWARE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5301 TERRACE AVE, 5301, PENNSAUKEN, NJ 08109-1157

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5301 TERRACE AVE, PENNSAUKEN, NJ 08109-1157

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMDEN NJ
Property Address	2938 CRAMER ST, CAMDEN, NJ 08105-1316
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001733
Date	Jan 9, 2017
Book Page	10554/0809
Instrument	2017001733

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2938 Cramer St was $2,832, up 4.1% from the year before.

Source: Camden County and Camden City assessment roll, as of July 1, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Camden County
Municipality	Camden City
Unified School District	Camden City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$76,800 (-) Land $19,800 Building $57,000	$76,800 (-) Land $19,800 Building $57,000
2025	$2,832.00 (+4.08%)	$76,800 Land $19,800 Building $57,000	$76,800 Land $19,800 Building $57,000
2024	$2,721.00
2023		$76,800 Land $19,800 Building $57,000	$76,800 Land $19,800 Building $57,000
2022	$2,581.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2938 Cramer St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2938 Cramer St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - WESTERN private · serves 274,291 people · EPA ID NJ0327001
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 971 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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