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2937 Scarlett Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 2937 Scarlett Dr, Saint Cloud, FL 34772

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,185 sqft · built 2021
Lot Size0.19 acres (8,276 sqft)
OwnerIndividual Name on Record
Last Sale$295,238 (Feb 2021)
Tax Bill$5,521 (2025)
Deeds & MortgagesFeb 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN20-26-31-4466-0001-0560

Property Details

APN / Parcel Number

Primary APN20-26-31-4466-0001-0560
Alternative APN
  • 263120446600010560

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,185 sqft Living Area
Gross Area2,685 sqft
1st Floor Area1,407 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Architectural StyleConventional
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,276 sqft (0.19 acres)
Garage TypeAttached
Garage Area452 sqft
PorchFinished/Open Porch

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address2937 SCARLETT DR
CitySAINT CLOUD
StateFL
Zip34772-7687
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionOAKLEY PLACE PB 28 PGS 5-8 LOT 56
Legal Range31E
Legal Township26S
Legal Section20
Legal SubdivisionOAKLEY PLACE
Legal Lot Number56
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1042
Census Tract43301

Owner

Source: Osceola County records, as of May 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address2937 SCARLETT DR, SAINT CLOUD, FL 34772-7687
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 9, 2021 · Amount on Record
Deed SaleFeb 9, 2021 · Amount on Record
Deed Document Number202118082
Deed Book / Page5886 / 2613
Record UpdatedJun 8, 2026

February 2021: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateFeb 9, 2021
Property Address2937 SCARLETT DR, SAINT CLOUD, FL 34772-7687
Document Number0058862613
Book / Page5886 / 2613
Map ReferenceMB 28 PG 5-8
Instrument DateFeb 5, 2021
Instrument2021018082
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 10, 2023
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,067.10
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6900 TAVISTOCK LAKES BLVD STE 200, 200, ORLANDO, FL 32827-7591

Transferred To (Grantee/Buyer)

NameVerified Name
Address2937 SCARLETT DR, SAINT CLOUD, FL 34772-7687

Mortgage

Document Number0058862619
DateFeb 9, 2021
Instrument5886/2619
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2051

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,521.00 (+17.29%)$338,100 (+38.34%) Land $70,000 Building $268,100$338,100 (+38.34%) Land $70,000 Building $268,100
2024$4,707.00 (+16.68%)
2023$4,034.00 (+10.98%)$244,400 (-5.93%) Land $55,000 Building $189,400$244,400 (-5.93%) Land $55,000 Building $189,400
2022$3,635.00$259,800 Land $55,000 Building $204,800$259,800 Land $55,000 Building $204,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 173 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies173 in force
Nearby Flood Claims14 (1987–2022)
Claims Outside the SFHA2 of 14
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 58% of the US · lower than 68% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Spectrum
Cable		1,000 / 1,000

May also be available: AT&T, CenturyLink.

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