2936 Crabtree Rd, Spruce Pine, NC 28777 Property Records

Mitchell County property record for 2936 Crabtree Rd, Spruce Pine, NC 28777

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,244 sqft · built 1950
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Tax Bill	$964 (2026)
Deeds & Mortgages	Jul 2019 Line of Credit Oct 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0777-00-29-0002`

Property Details

APN / Parcel Number

Primary APN	`0777-00-29-0002`
Alternative APN	`555781098`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,244 sqft Living Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Construction Type	Wood
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)

Utilities, Heating & Cooling

Heating System	Gravity Furnace

Location & Zoning

Account Number	555781098
Street Address	2936 CRABTREE RD
City	SPRUCE PINE
State	NC
Zip	28777-9124
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CRABTREE RD 1002
Jurisdiction	MITCHELL NC
Township / Civil Division	GRASSY CREEK
Census Block Group	2
Census Block	2075
Census Tract	950400

Owner

Source: Mitchell County records, as of September 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2936 CRABTREE RD, SPRUCE PINE, NC 28777-9124
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2019	Deed of Trust, Mortgage · Line of Credit LOCAL GOVERNMENT FCU
Oct 20, 2017	Special Warranty Deed, Transfer · ARM LOCAL GOVERNMENT FCU
Feb 6, 2017	Quit Claim Deed, Foreclosure Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Feb 2, 2017
Transfer Doc	577/444
Record Updated	Oct 29, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MITCHELL NC
Property Address	2936 CRABTREE RD, SPRUCE PINE, NC 28777-9124
Transaction Type	Mortgage
Record Updated	Jul 31, 2019
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	603/916
Date	Jul 18, 2019
Book Page	603/916
Instrument	2019001281

Lender

Name	LOCAL GOVERNMENT FCU
Type	Credit Union
Address	SPRUCE PINE, NC 28777

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MITCHELL NC
Recording Date	Oct 20, 2017
Property Address	2936 CRABTREE RD, SPRUCE PINE, NC 28777-9124
Document Number	585/155
Book / Page	585 / 155
Instrument Date	Oct 4, 2017
Instrument	2017002018
Transaction Type	Transfer
Record Updated	Aug 10, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5000 PLANO PKWY, 5000, CARROLLTON, TX 75010-4900

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2936 CRABTREE RD, SPRUCE PINE, NC 28777-9124

Mortgage

Document Number	2017002019
Date	Oct 20, 2017
Instrument	2017002019

Lender

Name	LOCAL GOVERNMENT FCU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Adjustable	Adjustable Rate Rider
Change Frequency	5 Years
Min Rate At Change	2%
Max Rate At Change	6%
Index	5-Year CMT
Max Rate	6%

February 2017: Quit Claim Deed, Foreclosure

Document Type	Quit Claim Deed
Jurisdiction	MITCHELL NC
Recording Date	Feb 6, 2017
Property Address	2936 CRABTREE RD, SPRUCE PINE, NC 28777-9124
Document Number	577/444
Book / Page	577 / 444
Instrument Date	Feb 2, 2017
Instrument	2017000232
Transaction Type	Foreclosure
Record Updated	Aug 10, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 650043, DALLAS, TX 75265-0043

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8950 CYPRESS WATERS BLVD, COPPELL, TX 75019-4620

Tax Assessment & Valuation

Source: Mitchell County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Mitchell County
Unified School District	Mitchell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$964.00	$150,700 (-) Land $32,000 Building $118,700
2025	$964.00 (+1.58%)	$150,700 (-) Land $32,000 Building $118,700
2023	$949.00	$150,700 Land $32,000 Building $118,700	$150,700 Land $32,000 Building $118,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Cable · Fiber in parts of the area	400 / 24
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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