2935 Lovejoy Dr, Cedar Falls, IA 50613 Property Records

Black Hawk County property record for 2935 Lovejoy Dr, Cedar Falls, IA 50613

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,028 sqft · built 1974
Lot Size	0.149 acres (6,480 sqft)
Owner	Individual Name on File
Last Sale	$175,000 (May 2023)
Tax Bill	$2,218 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Oct 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`8913-20-376-024`

Property Details

APN / Parcel Number

Primary APN	`8913-20-376-024`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Building Area	1,028 sqft Living Area
1st Floor Area	1,028 sqft
Basement Area	1,028 sqft
Finished Basement	375 sqft
Unfinished Basement	1,028 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Split Foyer
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,480 sqft (0.149 acres)
Lot Dimensions	120 ft deep x 86 ft wide
Deck Area	120 sqft
Patio Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	2935 LOVEJOY DR
City	CEDAR FALLS
State	IA
Zip	50613-6211
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MIDWAY ADDITION LOT 33
Legal Range	13W
Legal Township	89N
Legal Section	20
Legal Subdivision	MIDWAY ADDITION
Legal Lot Number	33
Jurisdiction	BLACK HAWK IA
Township / Civil Division	CEDAR FALLS
Census Block Group	2
Census Block	2014
Census Tract	2500

Owner

2935 Lovejoy Dr is owned and occupied by an individual who bought it in May 2023.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	2935 LOVEJOY DR, CEDAR FALLS, IA 50613-6211
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 10, 2023	Warranty Deed, Transfer · Conventional Mortgage VERIDIAN CU
Oct 5, 2021	Deed of Trust, Mortgage · Line of Credit GREAT WESTERN BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 10, 2023 · Amount on File
Deed Sale	May 10, 2023 · Amount on File
Prior Sale	Jun 2, 2016 · Amount on File
Deed Document Number	202315026
Prior Transfer Date	Oct 24, 2006
Prior Transfer Doc	2007011011
Record Updated	Oct 29, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	May 10, 2023
Property Address	2935 LOVEJOY DR, CEDAR FALLS, IA 50613-6211
Document Number	202300015026
Instrument Date	May 8, 2023
Instrument	202300015026
Transaction Type	Transfer
Record Updated	May 26, 2023
Title Company	TITLE SERVICES CORPORATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$279.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2935 LOVEJOY DR, CEDAR FALLS, IA 50613-6211

Mortgage

Document Number	202300015027
Date	May 10, 2023
Instrument	202300015027

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	2935 LOVEJOY DR, CEDAR FALLS, IA 50613-6211
Transaction Type	Mortgage
Record Updated	Nov 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200007442
Date	Oct 5, 2021
Instrument	202200007442

Lender

Name	GREAT WESTERN BANK
Type	Bank
Address	CEDAR FALLS, IA 50613

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 2935 Lovejoy Dr was $2,218 with a homeowner's exemption, down 1.1% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Cedar Falls City
Unified School District	Cedar Falls Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,218.00 (-1.07%) Homeowner's exemption	$158,650 Land $24,800 Building $133,850	$158,650 Land $24,800 Building $133,850
2024	$2,242.00
2023		$149,560 (+10.18%) Land $24,800 Building $124,760	$149,560 Land $24,800 Building $124,760
2022	$2,506.00	$135,740 Land $24,800 Building $110,940
2021			$135,740 Land $24,800 Building $110,940

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2935 Lovejoy Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1979–2000)
Claims Outside the SFHA	1 of 3
Most Recent Claim	May 2000 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2935 Lovejoy Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR FALLS MUNICIPAL WATER UTILITIES serves 40,713 people · EPA ID IA0709084
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cedar Falls Utilities Fiber	10,000 / 10,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, Metronet, Nextlink.

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