2935 Gibson St, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 2935 Gibson St, Schenectady, NY 12304

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,148 sqft · built 1958
Lot Size	0.227 acres (9,900 sqft)
Owner	2 Individual Names on Record
Last Sale	$142,000 (Aug 2017)
Tax Bill	$7,060 (2026)
Deeds & Mortgages	Aug 2024 Line of Credit Jun 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`421500 60.54-2-55`

Property Details

APN / Parcel Number

Primary APN	`421500 60.54-2-55`
Alternative APN	`150006005400020550000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,148 sqft Living Area
1st Floor Area	1,148 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	9,900 sqft (0.227 acres)
Lot Dimensions	150 ft deep x 66 ft wide
Garage Type	Attached
Garage Area	210 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	452 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2935 GIBSON ST
City	SCHENECTADY
State	NY
Zip	12304-3635
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	1 BRICK AND GARAGE
Legal Block	2
Legal Lot Number	55.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	2
Census Block	2019
Census Tract	21802

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2935 GIBSON ST, SCHENECTADY, NY 12304-3635
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2024	Deed of Trust, Mortgage · Line of Credit BROADVIEW FCU
Jun 28, 2021	Warranty Deed, Transfer MAKO INTERNATIONAL LLC
Aug 22, 2017	Deed, Transfer · FHA Mortgage HOMESTEAD FUNDING CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 22, 2017 · Amount on Record
Deed Sale	Aug 22, 2017 · Amount on Record
Prior Sale	Mar 17, 2014 · Amount on Record
Deed Document Number	201738109
Deed Book / Page	1969 / 714
Prior Transfer Date	Jan 14, 2013
Prior Transfer Doc	0000004780
Record Updated	Oct 29, 2026

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	2935 GIBSON ST, SCHENECTADY, NY 12304-3635
Transaction Type	Mortgage
Record Updated	Apr 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2935 GIBSON ST, SCHENECTADY, NY 12304-3635

Mortgage

Document Number	0000051236
Date	Aug 28, 2024
Book Page	5393/126
Instrument	202451236

Lender

Name	BROADVIEW FCU
Type	Credit Union
Address	ALBANY, NY 12205

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 27, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Jun 28, 2021
Property Address	2935 GIBSON ST, SCHENECTADY, NY 12304-3635
Document Number	0000030323
Book / Page	2061 / 595
Instrument Date	Jun 22, 2021
Instrument	202130323
Transaction Type	Transfer
Record Updated	Apr 14, 2026
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$340.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	144 DARTMOUTH ST, SCHENECTADY, NY 12304-3220

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	242 BRADFORD RD, SCHENECTADY, NY 12304-3702

Mortgage

Document Number	0000030341
Date	Jun 28, 2021
Instrument	202130341

Lender

Name	MAKO INTERNATIONAL LLC
Type	Non-Lending Institution

Agreement

Amount	Amount Recorded

August 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Aug 22, 2017
Property Address	2935 GIBSON ST, SCHENECTADY, NY 12304-3635
Document Number	0000038109
Book / Page	1969 / 714
Instrument Date	Aug 4, 2017
Instrument	201738109
Transaction Type	Transfer
Record Updated	Dec 28, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$568.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1041 WATERVLIET SHAKER RD, 1041, ALBANY, NY 12205-2032

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2935 GIBSON ST, SCHENECTADY, NY 12304-3635

Mortgage

Document Number	0000038119
Date	Aug 22, 2017
Book Page	4782/822
Instrument	201738119

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company
Address	ALBANY, NY 12205

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,060.00 (+1.83%)
2025	$6,933.00 (+3.88%)	$144,900 (-) Land $17,700 Building $127,200	$239,940 (+30.82%) Land $29,309 Building $210,631
2023		$144,900 (-) Land $17,700 Building $127,200	$183,418 (+3.8%) Land $22,405 Building $161,013
2022		$144,900 Land $17,700 Building $127,200	$176,707 Land $21,585 Building $155,122
2021	$6,674.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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