2935 38th St, Two Rivers, WI 54241 Property Records

Manitowoc County property record for 2935 38th St, Two Rivers, WI 54241

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,521 sqft · built 1972
Lot Size	0.225 acres (9,801 sqft)
Owner	2 Individual Names on Record
Last Sale	$121,000 (Dec 2011)
Tax Bill	$2,959 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Mar 2022 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`53-144-003-080.04`

Property Details

APN / Parcel Number

Primary APN	`53-144-003-080.04`
Alternative APNs	`053-144-003-080.04` `1440030804` `2998`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,521 sqft Living Area
Gross Area	3,826 sqft
Basement Area	1,064 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	9,801 sqft (0.225 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	2998
Street Address	2935 38TH ST
City	TWO RIVERS
State	WI
Zip	54241-1310
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	C J NIQUETTE SUB 1 LOT 8 BLK 3
Legal Subdivision	NIQUETTE SUB
Legal Block	3
Legal Lot Number	8
Jurisdiction	MANITOWOC WI
Township / Civil Division	TWO RIVERS
Census Block Group	1
Census Block	1001
Census Tract	5200

Owner

Source: Manitowoc County records, as of June 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2935 38TH ST, TWO RIVERS, WI 54241-1310
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2026	Deed of Trust, Mortgage · Line of Credit BANK CTR FIRST
Mar 1, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage BANK FIRST NA
Jul 14, 2021	Deed of Trust, Mortgage · Line of Credit BANK FIRST NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 19, 2011 · Amount on Record
Deed Sale	Dec 19, 2011 · Amount on Record
Deed Document Number	20117867
Deed Book / Page	2688 / 562
Last Transfer Date	Aug 28, 2024
Transfer Doc	003638/430
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANITOWOC WI
Recording Date	Aug 25, 2026
Property Address	2935 38TH ST, TWO RIVERS, WI 54241-1310
Document Number	0001298534
Book / Page	3787 / 501
Instrument Date	Aug 19, 2026
Instrument	20261298534
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2935 38TH ST, TWO RIVERS, WI 54241-1310

Mortgage

Document Number	0001298534,
Date	Aug 25, 2026
Book Page	3787/501
Instrument	20261298534

Lender

Name	BANK CTR FIRST

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 25, 2046

Interest

Max Rate	-1%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANITOWOC WI
Property Address	2935 38TH ST, TWO RIVERS, WI 54241-1310
Transaction Type	Mortgage
Record Updated	Mar 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003478/186
Date	Mar 1, 2022
Book Page	3478/186
Instrument	1248205

Lender

Name	BANK FIRST NA
Type	Bank
Address	MANITOWOC, WI 54220

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	132 Months
Due	Mar 1, 2033

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANITOWOC WI
Property Address	2935 38TH ST, TWO RIVERS, WI 54241-1310
Transaction Type	Mortgage
Record Updated	Aug 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3421/401
Date	Jul 14, 2021
Book Page	3421/401
Instrument	1238676

Lender

Name	BANK FIRST NA
Type	Bank
Address	MANITOWOC, WI 54220

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 25, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Manitowoc County assessment roll, as of June 12, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Manitowoc County
Municipality	Two Rivers City
Unified School District	Two Rivers School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,959.00 (+8.23%)	$184,200 (+1.04%) Land $26,500 Building $157,700	$212,963 (+26.84%) Land $30,638 Building $182,325
2024	$2,734.00 (+5.56%)	$182,300 (+72.31%) Land $26,500 Building $155,800
2023	$2,590.00 Homeowner's exemption	$105,800 Land $18,000 Building $87,800	$167,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 22, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Mar 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 88% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TWO RIVERS WATERWORKS serves 11,270 people · EPA ID WI4360436
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	13 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Bertram Communications Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon, Xfinity.

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