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2933 Summer Winds Cir, Saint Cloud, FL 34769 Property Records

Osceola County property record for 2933 Summer Winds Cir, Saint Cloud, FL 34769 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,389 sqft · built 1998
Lot Size0.219 acres (9,540 sqft)
OwnerIndividual Name on File
Last Sale$270,900 (Aug 2023)
Tax Bill$4,423 (2025)
Deeds & MortgagesAug 2023 Sale
Aug 2023 Sale & Mortgage
+ 1 more
Flood ZoneZone AE (high risk)
APN81661

Property Details

APN / Parcel Number

Primary APN81661
Alternative APN
  • 032630059000010170

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,389 sqft Heated Area
Gross Area2,104 sqft
1st Floor Area1,389 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1998
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area9,540 sqft (0.219 acres)
Lot Dimensions120 ft deep x 80 ft wide
Garage TypeFinished
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area295 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number81661
Street Address2933 SUMMER WINDS CIR
CitySAINT CLOUD
StateFL
Zip34769-6341
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAKEVIEW VILLAGE PB 10 PG 46 LOT 17
Legal Range30E
Legal Township26S
Legal Section03
Legal SubdivisionLAKEVIEW VILLAGE
Legal Tract590
Legal Block1
Legal Lot Number17
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2004
Census Tract43203

Owner

Source: Osceola County records · APN 81661

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address2933 SUMMER WINDS CIR, SAINT CLOUD, FL 34769-6341
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 25, 2023Warranty Deed, Transfer
LAND TITLE CORPORATION, LANDING TITLE AGENCY INC
Aug 25, 2023Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jun 23, 2021Warranty Deed, Transfer
ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 25, 2023 · Amount on Record
Deed SaleAug 25, 2023 · Amount on Record
Prior SaleAug 25, 2023 · Amount on Record
Deed Document Number2023112145
Deed Book / Page6463 / 2658
Record UpdatedJun 08, 2026

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateAug 25, 2023
Property Address2933 SUMMER WINDS CIR, SAINT CLOUD, FL 34769-6341
Document Number0064632660
Book / Page6463 / 2660
Map ReferenceMB 10 PG 46
Instrument DateAug 18, 2023
Instrument2023112146
Transaction TypeTransfer
Record UpdatedSep 13, 2023
Title CompanyLAND TITLE CORPORATION, LANDING TITLE AGENCY INC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3131 LONGWOOD BLVD, MELBOURNE, FL 32934-8260

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2933 SUMMER WINDS CIR, SAINT CLOUD, FL 34769-6341

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateAug 25, 2023
Property Address2933 SUMMER WINDS CIR, SAINT CLOUD, FL 34769-6341
Document Number0064632658
Book / Page6463 / 2658
Map ReferenceMB 10 PG 46
Instrument DateAug 11, 2023
Instrument2023112145
Transaction TypeTransfer
Record UpdatedSep 13, 2023
Title CompanyLAND TITLE CORPORATION, LANDING TITLE AGENCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,896.30
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3131 LONGWOOD BLVD, MELBOURNE, FL 32934-8260

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2933 SUMMER WINDS CIR, SAINT CLOUD, FL 34769-6341

Mortgage

Document Number0064632662
DateAug 25, 2023
Instrument6463/2662
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2053

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJun 23, 2021
Property Address2933 SUMMER WINDS CIR, SAINT CLOUD, FL 34769-6341
Document Number0059870353
Book / Page5987 / 353
Map ReferenceMB 10 PG 46
Instrument DateApr 17, 2021
Instrument2021098042
Transaction TypeTransfer
Record UpdatedJul 08, 2021
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

AmountAmount Recorded
Tax$245.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9347 FRABELL DR, 9347, POWELL, OH 43065-8974

Transferred To (Grantee/Buyer)

NameVerified Name
Address4204 SETTLERS CT, SAINT CLOUD, FL 34772-8510

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,423.00 (+7.04%) Homeowner's exemption$290,000 (+10.56%) Land $55,000 Building $235,000$290,000 (+10.56%) Land $55,000 Building $235,000
2023$4,132.00 (+13.61%)$262,300 (+21.32%) Land $50,000 Building $212,300$262,300 (+21.32%) Land $50,000 Building $212,300
2022$3,637.00$216,200 Land $45,000 Building $171,200$216,200 Land $45,000 Building $171,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970432032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation61.0 ft
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 71 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies71 in force
Nearby Flood Claims2 (2017)
Claims Outside the SFHA1 of 2
Most Recent ClaimSep 2017, Hurricane Irma
Claims By Storm
  • Hurricane Irma, Sep 2017 · 2 claims

Wildfire

Wildfire RiskLow
above 37% of the US · above 11% of Florida
Wildfire LikelihoodAbout 1 in 1,639 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 420 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000

May also be available at this address: AT&T, Lumen Technologies, Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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