Bay County property record for 2933 E 6th Ct, Panama City, FL 32401
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,104 sqft · built 2023 |
| Lot Size | 0.215 acres (9,365 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,686 (2025) |
| Deeds & Mortgages | Nov 2023 Mortgage Nov 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 23695-020-000 |
| Primary APN | 23695-020-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,104 sqft Living Area |
| 1st Floor Area | 1,104 sqft |
| Flooring | Vinyl/Resilient |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 9,365 sqft (0.215 acres) |
| Lot Dimensions | 142 ft deep x 66 ft wide |
| Driveway | Driveway |
| Driveway Area | 448 sqft |
| Porch | Unfinished Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2933 E 6TH CT |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401-5223 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PC03 |
| Legal Description | SHOPES SUBDIV PT OF LOTS 13 & 14 BLK 2 DESC AS: COM SW COR LOT 5 B-2 TH E 465.78 FOR POB TH N 142.4 E 66.38 S 142.10 W 66.17 TO POB ORB 4749 P 527 |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 11 |
| Legal Subdivision | SHOPES SUBDIV |
| Legal Block | 2 |
| Legal Lot Number | 5,13 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 1700 |
2933 E 6th Ct is owned and occupied by an individual who acquired it in November 2023.
Source: Bay County records, as of October 12, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2933 E GTH CT, PANAMA CITY, FL 32401 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 15, 2023 | Deed of Trust, Mortgage CITY OF PANAMA CITY |
| Nov 15, 2023 | Correction Deed · FHA Mortgage GARDNER FINANCIAL SERVICES LTD |
| Oct 24, 2023 | Warranty Deed, Transfer · FHA Mortgage GARDNER FINANCIAL SERVICES LTD |
| Jun 2, 2023 | Warranty Deed, Transfer SOUTH OAK TITLE PANAMA CITY BCH, SOUTH OAK TITLE PANAMA CITY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 15, 2023 |
| Deed Sale | Nov 15, 2023 |
| Prior Sale | Oct 24, 2023 · Amount on File |
| Deed Document Number | 202371675 |
| Deed Book / Page | 4749 / 527 |
| Prior Transfer Date | Oct 31, 2023 |
| Prior Transfer Doc | 0047490527 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY FL |
| Property Address | 2933 E 6TH CT, PANAMA CITY, FL 32401-5223 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0047490543 |
|---|---|
| Date | Nov 15, 2023 |
| Book Page | 4749/543 |
| Instrument | 2023071677 |
| Name | CITY OF PANAMA CITY |
|---|---|
| Type | Government Agency |
| Amount | Amount on Record |
|---|
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Nov 15, 2023 |
| Property Address | 2933 E 6TH CT, PANAMA CITY, FL 32401-5223 |
| Document Number | 0047490527 |
| Book / Page | 4749 / 527 |
| Instrument Date | Oct 31, 2023 |
| Instrument | 2023071675 |
| Record Updated | Dec 14, 2023 |
| Title Company | CLEAR TITLE & ESCROW LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|---|
| Address | 331 SIDECAMP RD, INLET BEACH, FL 32461-7458 |
| Name | Verified Name |
|---|---|
| Address | 2933 E 6TH CT, PANAMA CITY BEACH, FL 32401-5223 |
| Document Number | 0047490529 |
|---|---|
| Date | Nov 15, 2023 |
| Book Page | 4749/529 |
| Instrument | 2023071676 |
| Name | GARDNER FINANCIAL SERVICES LTD |
|---|---|
| Type | Funding / Finance Company |
| Address | SAN ANTONIO, TX 78259 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Oct 24, 2023 |
| Property Address | 2933 E 6TH CT, PANAMA CITY, FL 32401-5223 |
| Document Number | 0047430309 |
| Book / Page | 4743 / 309 |
| Instrument Date | Oct 20, 2023 |
| Instrument | 2023067261 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2023 |
| Title Company | CLEAR TITLE & ESCROW LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,610.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 331 SIDECAMP RD, INLET BEACH, FL 32461-7458 |
| Name | Verified Name |
|---|---|
| Address | 2933 E 6TH CT, PANAMA CITY, FL 32401-5223 |
| Document Number | 0004743311 |
|---|---|
| Date | Oct 24, 2023 |
| Instrument | 4743/311 |
| Name | GARDNER FINANCIAL SERVICES LTD |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Document Number | 0047430325 |
|---|---|
| Date | Oct 24, 2023 |
| Book Page | 4743/325 |
| Instrument | 2023067263 |
| Name | CITY OF PANAMA CITY |
|---|---|
| Type | Government Agency |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Jun 2, 2023 |
| Property Address | 2933 E 6TH CT, PANAMA CITY, FL 32401-5223 |
| Document Number | 0046950297 |
| Book / Page | 4695 / 297 |
| Instrument Date | Jun 1, 2023 |
| Instrument | 2023034049 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2024 |
| Title Company | SOUTH OAK TITLE PANAMA CITY BCH, SOUTH OAK TITLE PANAMA CITY |
| Amount | Amount on Record |
|---|---|
| Tax | $150.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 332 WATSON BAYOU CIR, PANAMA CITY, FL 32401-3795 |
| Name | Verified Name |
|---|---|
| Address | 331 SIDECAMP RD, PANAMA CITY, FL 32461-7458 |
The 2025 property tax bill for 2933 E 6th Ct was $2,686 with a homeowner's exemption, down 21.2% from the year before.
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Panama City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,686.00 (-21.19%) Homeowner's exemption | $212,118 (+7.59%) Land $21,021 Building $191,097 | $212,118 (+7.59%) Land $21,021 Building $191,097 |
| 2024 | $3,408.00 (+692.56%) | $197,145 (+1,255.13%) Land $17,269 Building $179,876 | $197,145 (+1,255.13%) Land $17,269 Building $179,876 |
| 2023 | $430.00 (+4.88%) | $14,548 (+7.14%) Land $14,229 Building $319 | $14,548 (+7.14%) Land $14,229 Building $319 |
| 2022 | $410.00 | $13,578 Land $13,259 Building $319 | $13,578 Land $13,259 Building $319 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 2933 E 6th Ct in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 16 (1999–2024) |
| Claims Outside the SFHA | 12 of 16 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2933 E 6th Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Fiber · Cable in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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