2933 Bluffside Dr, Rockford, IL 61109 Property Records

Winnebago County property record for 2933 Bluffside Dr, Rockford, IL 61109

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,832 sqft · built 1994
Lot Size	0.37 acres (16,117 sqft)
Owner	Individual Name on Record
Last Sale	$155,000 (Jun 2021)
Tax Bill	$4,719 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jun 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`228D104`

Property Details

APN / Parcel Number

Primary APN	`228D104`
Alternative APN	`1512479019`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,832 sqft Living Area
Gross Area	3,504 sqft
1st Floor Area	1,232 sqft
Basement Area	1,232 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	16,117 sqft (0.37 acres)
Terrain	High
Garage Type	Attached
Garage Area	440 sqft
Driveway	Driveway
Parking Spaces	1 Parking Space
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	2933 BLUFFSIDE DR
City	ROCKFORD
State	IL
Zip	61109-6700
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	BLUFFSIDE HEIGHTS BNG PT SE1/4 SEC 12-43-1 LOT 4
Legal Range	1
Legal Township	43
Legal Section	12
Legal Subdivision	BLUFFSIDE HEIGHTS
Legal Lot Number	4
Jurisdiction	WINNEBAGO IL
Township / Civil Division	ROCKFORD
Census Block Group	1
Census Block	1010
Census Tract	3706

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2933 BLUFFSIDE DR, ROCKFORD, IL 61109-6700
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage ILLINOIS HOUSING DEV AUTHORITY
Jun 7, 2021	Warranty Deed, Transfer · Conventional Mortgage MIDWEST COMMUNITY BANK
Nov 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage BYRON BK
Jun 22, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 7, 2021 · Amount on Record
Deed Sale	Jun 7, 2021 · Amount on Record
Prior Sale	Apr 28, 2005 · Amount on Record
Deed Document Number	202119590
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	2933 BLUFFSIDE DR, ROCKFORD, IL 61109-6700
Transaction Type	Mortgage
Record Updated	Jan 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019592
Date	Jun 7, 2021
Instrument	2119592

Lender

Name	ILLINOIS HOUSING DEV AUTHORITY
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Jun 7, 2021
Property Address	2933 BLUFFSIDE DR, ROCKFORD, IL 61109-6700
Document Number	0000019590
Map Reference	PB 39 PG 200A
Instrument Date	Jun 3, 2021
Instrument	2119590
Transaction Type	Transfer
Record Updated	Jul 7, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$232.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2933 BLUFFSIDE DR, ROCKFORD, IL 61109-6700

Mortgage

Document Number	0000019591
Date	Jun 7, 2021
Instrument	2119591

Lender

Name	MIDWEST COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

Interest

Rate Type	Fixed Rate

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	2933 BLUFFSIDE DR, ROCKFORD, IL 61109-6700
Document Number	0001035575
Instrument Date	Nov 26, 2018
Transaction Type	Mortgage
Record Updated	Jan 8, 2019
Title Company	TITLE UNDERWRITERS AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2933 BLUFFSIDE DR ROCKFORD IL 611096700, ROCKFORD, IL 61109-6700

Mortgage

Document Number	0001035575
Date	Dec 7, 2018
Instrument	1035575

Lender

Name	BYRON BK
Type	Bank
Address	BYRON, IL 61010

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 6, 2048

Interest

Rate	5.13%

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Jun 22, 2017
Property Address	2933 BLUFFSIDE DR, ROCKFORD, IL 61109-6700
Document Number	0001018697
Instrument Date	Jun 7, 2017
Instrument	1018697
Transaction Type	Transfer
Record Updated	Jul 4, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2933 BLUFFSIDE DR ROCKFORD IL 611096700, ROCKFORD, IL 61109-6700

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Rockford Township
Municipality	Rockford City
Unified School District	Rockford School District 205 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,719.00	$59,457 (+41.38%) Land $9,802 Building $49,655	$178,371 (+41.38%) Land $29,406 Building $148,965
2022	Homeowner's exemption	$42,054 Land $6,933 Building $35,121	$126,162 Land $20,799 Building $105,363

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1979–2009)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Aug 2009 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCKFORD serves 147,051 people · EPA ID IL2010300
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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