29320 Flame Tree, Lake Elsinore, CA 92530 Property Records

Riverside County property record for 29320 Flame Tree, Lake Elsinore, CA 92530

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,112 sqft · built 2017
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on Record
Last Sale	$427,954 (Aug 2017)
Tax Bill	$7,898 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Feb 2022 Mortgage + 6 more
Flood Zone	Zone AE (high risk)
APN	`371-382-016`

Property Details

APN / Parcel Number

Primary APN	`371-382-016`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,112 sqft Living Area
Gross Area	2,730 sqft
1st Floor Area	2,112 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Construction Type	Wood
Roof Material	Tile
Lot Area	5,663 sqft (0.13 acres)
Garage Type	Attached
Garage Area	448 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	29320 FLAME TREE
City	LAKE ELSINORE
State	CA
Zip	92530-4779
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CPS
Legal Description	.13 ACRES M/L IN LOT 52 MB 447/089 TR 31920-16
Legal Subdivision	TRACT NO 31920 16
Legal Tract	31920-16
Legal Lot Number	52
Jurisdiction	RIVERSIDE CA
Township / Civil Division	ELSINORE VALLEY
Census Block Group	3
Census Block	3026
Census Tract	43001

Owner

Source: Riverside County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	29320 FLAME TREE, LAKE ELSINORE, CA 92530-4779
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2026	Deed of Trust, Mortgage · Conventional Mortgage ORANGE COUNTY FEDERAL CREDIT UNION
Feb 23, 2022	Deed of Trust, Mortgage · Conventional Mortgage LADERA LENDING INC
Jul 15, 2019	Deed of Trust, Mortgage · Line of Credit ALLEGACY FCU
Oct 14, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage LADERA LENDING INC
May 1, 2019	Quit Claim Deed, Transfer · Conventional Mortgage LADERA LNDG
Aug 30, 2017	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Aug 30, 2017	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Aug 30, 2017	Quit Claim Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2017 · Amount on Record
Deed Sale	Aug 30, 2017 · Amount on Record
Deed Document Number	2017360810
Last Transfer Date	Oct 2, 2020
Transfer Doc	0000493818
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Recording Date	Sep 17, 2026
Property Address	29320 FLAME TREE, LAKE ELSINORE, CA 92530-4779
Document Number	0000291914
Instrument Date	Sep 11, 2026
Instrument	2026291914
Transaction Type	Mortgage
Record Updated	Sep 28, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	29320 FLAME TREE, LAKE ELSINORE, CA 92530-4779

Mortgage

Document Number	0000291914,
Date	Sep 17, 2026
Instrument	2026291914

Lender

Name	ORANGE COUNTY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 27, 2041

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	29320 FLAME TREE, LAKE ELSINORE, CA 92530-4779
Transaction Type	Mortgage
Record Updated	Mar 4, 2022
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29320 FLAME TREE, LAKE ELSINORE, CA 92530-4779

Mortgage

Document Number	0000089246
Date	Feb 23, 2022
Instrument	2022-0089246

Lender

Name	LADERA LENDING INC
Type	Mortgage Company
Address	LADERA RANCH, CA 92694

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	29320 FLAME TREE, LAKE ELSINORE, CA 92530-4779
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000258248
Date	Jul 15, 2019
Instrument	2019-0258248

Lender

Name	ALLEGACY FCU
Type	Credit Union
Address	WINSTON SALEM, NC 27114

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 14, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Oct 14, 2020
Property Address	29320 FLAME TREE, LAKE ELSINORE, CA 92530-4779
Document Number	0000493818
Map Reference	MB 447 PG 89-94
Instrument Date	Oct 2, 2020
Instrument	2020-0493818
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	WFG NATIONAL TITLE CO OF CA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	29320 FLAME TREE, LAKE ELSINORE, CA 92530-4779

Mortgage

Document Number	0000493819
Date	Oct 14, 2020
Instrument	2020-0493819

Lender

Name	LADERA LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RIVERSIDE CA
Recording Date	May 1, 2019
Property Address	29320 FLAME TREE, LAKE ELSINORE, CA 92530-4779
Document Number	0000149158
Instrument Date	Apr 25, 2019
Instrument	149158
Transaction Type	Transfer
Record Updated	May 9, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29320 FLAME TREE LAKE ELSINORE CA 925304779, LAKE ELSINORE, CA 92530-4779

Mortgage

Document Number	149159
Date	May 1, 2019
Instrument	149159

Lender

Name	LADERA LNDG
Address	LADERA RANCH, CA 92694

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 30, 2049

Mortgage

Document Number	149160,
Date	May 1, 2019
Instrument	149160

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	WINSTON SALEM, NC 27114-6043

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Aug 30, 2017
Property Address	29320 FLAME TREE, LAKE ELSINORE, CA 92530-4779
Document Number	0000360810
Map Reference	MB 447 PG 89-94
Instrument Date	Apr 25, 2017
Instrument	2017-0360810
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29320 FLAME TREE, LAKE ELSINORE, CA 92530-4779

Mortgage

Document Number	0000360811
Date	Aug 30, 2017
Instrument	2017-0360811

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Aug 30, 2017
Property Address	29320 FLAME TREE, LAKE ELSINORE, CA 92530-4779
Document Number	0000360809
Instrument Date	Apr 6, 2017
Instrument	360809
Transaction Type	Transfer
Record Updated	Sep 8, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2235 ENCINITAS BLVD #111 NEWPORT BEACH CA 92660, 111, NEWPORT BEACH, CA 92660

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Aug 30, 2017
Property Address	29320 FLAME TREE, LAKE ELSINORE, CA 92530-4779
Document Number	0000360808
Instrument Date	Mar 30, 2017
Instrument	360808
Transaction Type	Transfer
Record Updated	Sep 8, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	29320 FLAME TREE LAKE ELSINORE CA 925304779, LAKE ELSINORE, CA 92530-4779

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Lake Elsinore City
Unified School District	Lake Elsinore Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$443,702 (+2%) Land $81,238 Building $362,464
2025	$7,898.00 (+5.21%)	$435,003 (+4.04%) Land $79,646 Building $355,357
2023	$7,507.00 (+2%)	$418,113 Land $76,554 Building $341,559
2022	$7,360.00
2021			$497,070

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	1,266.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 68% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELSINORE VALLEY MWD serves 169,455 people · EPA ID CA3310012
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 758 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Accel Wireless Fixed Wireless	100 / 25

May also be available: GeoLinks.

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