2932 Jersey Rd, Winter Haven, FL 33881 Property Records

Polk County property record for 2932 Jersey Rd, Winter Haven, FL 33881

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,176 sqft · built 1978
Lot Size	0.231 acres (10,045 sqft)
Owner	Individual Name on File
Last Sale	$100,000 (Jun 2015)
Tax Bill	$551 (2025)
Deeds & Mortgages	Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-28-12-339800-000073`

Property Details

APN / Parcel Number

Primary APN	`25-28-12-339800-000073`
Alternative APNs	`122825339800000073` `22825000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,176 sqft Living Area
1st Floor Area	1,176 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2008
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	10,045 sqft (0.231 acres)
View / Lot	Commercial/Industrial
Garage Type	Carport
Garage Area	252 sqft
Carport	Carport
Carport Area	252 sqft
Porch	Porch
Utility Building	84 sqft

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	2932 JERSEY RD
City	WINTER HAVEN
State	FL
Zip	33881-5005
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	LE VALLEY PB 37 PG 24 LOT 7 E 100 FT OF W 200 FT
Legal Range	25E
Legal Township	28S
Legal Section	12
Legal Subdivision	LE VALLEY SUBDIVISION
Legal Tract	339800
Legal Block	1
Legal Lot Number	7
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	1
Census Block	1014
Census Tract	13400

Owner

2932 Jersey Rd is owned and occupied by an individual who bought it in June 2015.

Source: Polk County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	2932 JERSEY RD, WINTER HAVEN, FL 33881-5005
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 9, 2015 · Amount on File
Deed Sale	Jun 9, 2015 · Amount on File
Prior Sale	Jul 15, 2005 · Amount on File
Deed Document Number	2015103900
Deed Book / Page	9546 / 2219
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	2932 JERSEY RD, WINTER HAVEN, FL 33881-5005
Transaction Type	Mortgage
Record Updated	Aug 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2932 JERSEY RD, WINTER HAVEN, FL 33881-5005

Mortgage

Document Number	0000191047
Date	Jul 23, 2021
Book Page	11815/804
Instrument	2021191047

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 2932 Jersey Rd was $551 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$85,122 (+2.7%)	$158,923 (-3.06%) Land $35,157 Building $123,766
2025	$551.00 Homeowner's exemption	$82,884	$163,940 Land $35,157 Building $128,783
2023	$1,012.00 (+6.75%) Homeowner's exemption	$78,202 (+3%)	$170,220 (+10.69%) Land $28,054 Building $142,166
2022	$948.00 Homeowner's exemption	$75,924	$153,776 Land $23,045 Building $130,731

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2932 Jersey Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (2004)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2004 · Hurricane Frances
Claims by Event	Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2932 Jersey Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Frontier.

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