2932 Garden Trail Bend, Saint Cloud, FL 34771 Property Records

Osceola County property record for 2932 Garden Trail Bend, Saint Cloud, FL 34771 · Last verified February 2026

Property Highlights

Property Type	Vacant Land > Residential
Lot Size	6,970 sqft (0.16 acres)
Occupancy	Owner Occupied
Last Sale	$641,500 (2026)
Tax Bill	$3,406.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`012531554100011030`

Exterior

Lot Area	6,970 sqft (0.16 acres)

Location & Zoning

Street Address	2932 GARDEN TRAIL BND
City	SAINT CLOUD
State	FL
Zip	34771-5300
Property Usage	Residential Property Usage
Type	Vacant Land > Residential
Legal Description	WESLYN PARK PH 4-1B & 4-1C PB 35 PGS 115-136 LOT 103
Legal Phase	4-1B
Legal Lot Number	103
Jurisdiction	OSCEOLA FL

Owner

Source: Osceola County records · APN 012531554100011030

Assessment roll updated July 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	2932 GARDEN TRAIL BND, SAINT CLOUD, FL 34771-5300
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 12, 2026 · Amount on Record
Deed Sale	Jan 12, 2026 · Amount on Record
Deed Doc Number	2026004531
Deed Book / Page	6906 / 2270
Record Refreshed	Jun 08, 2026

January 2026: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jan 12, 2026
Property Address	2932 GARDEN TRAIL BND, SAINT CLOUD, FL 34771-5300
Document Number	0069062270
Book / Page	6906 / 2270
Map Reference	MB 35 PG 115-136
Instrument Date	Dec 30, 2025
Instrument	2026004531
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 26, 2026
Title Company	GOLDEN DOG TITLE & TRUST

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,490.50
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8529 SOUTHPARK CIR STE 130, 130, ORLANDO, FL 32819-9016

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2932 GARDEN TRAIL BND, SAINT CLOUD, FL 34771-5300

Mortgage

Document Number	0069062272
Date	Jan 12, 2026
Book Page	6906/2272
Instrument	2026004532

Lender

Name	SPACE COAST CU
Type	Credit Union
Address	MELBOURNE, FL 32940

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Jan 01, 2031
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	7.25%
Index	1-Year CMT
Max Rate	10.2%

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,406.00	$90,000 Land $90,000	$90,000 Land $90,000