2932 Cathedral Ln, Charleston, SC 29414 Property Records

Charleston County property record for 2932 Cathedral Ln, Charleston, SC 29414

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 2,067 sqft · built 1982
Lot Size	0.03 acres (1,307 sqft)
Owner	2 Individual Names on Record
Last Sale	$305,000 (Jul 2026)
Tax Bill	$890 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`358-11-00-052`

Property Details

APN / Parcel Number

Primary APN	`358-11-00-052`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,067 sqft Living Area
1st Floor Area	1,001 sqft
Upper Floors Area	1,066 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Townhouse
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	1,307 sqft (0.03 acres)
Lot Dimensions	60 ft deep x 25 ft wide

Exterior Amenities

Porch	Slab
Porch Area	260 sqft
Shed	1 Shed
Shed Area	452 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	2932 CATHEDRAL LN
City	CHARLESTON
State	SC
Zip	29414-7309
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	SUBDIVISION NAME -OLD TOWNE VILLAS DESCRIPTION -LT 39 BLK T PHASE 1
Legal Subdivision	OLD TOWNE VILLAS
Legal Phase	1
Legal Block	T
Legal Lot Number	39
Jurisdiction	CHARLESTON SC
Township / Civil Division	WEST ASHLEY
Census Block Group	1
Census Block	1003
Census Tract	5701

Owner

Source: Charleston County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2932 CATHEDRAL LN, CHARLESTON, SC 29414-7309
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2026 · Amount on Record
Deed Sale	Jul 17, 2026 · Amount on Record
Deed Document Number	202645039
Deed Book / Page	1403 / 671
Record Updated	Oct 29, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLESTON SC
Recording Date	Jul 17, 2026
Property Address	2932 CATHEDRAL LN, CHARLESTON, SC 29414-7309
Document Number	0000045039
Book / Page	1403 / 671
Instrument Date	Jul 13, 2026
Instrument	202645039
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$113,978.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2932 CATHEDRAL LN, CHARLESTON, SC 29414-7309

Mortgage

Document Number	0000045040,
Date	Jul 17, 2026
Instrument	202645040

Lender

Name	UNION FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Charleston City
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$890.00 (+29.74%)	$182,637 (+4,098.55%) Land $33,938 Building $148,699	$314,100 (+59.04%) Land $66,400 Building $247,700
2024	$686.00 (-18.53%)	$4,350 (-31.5%)
2022	$842.00	$6,350	$197,500 (-) Land $36,700 Building $160,800
2020			$197,500 Land $36,700 Building $160,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 248 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	264 units insured incl. 16 condo units
Nearby Flood Claims	74 (2015–2024)
Claims Outside the SFHA	4 of 74
Most Recent Claim	Aug 2024 · Hurricane Debby
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims Hurricane Matthew, Oct 2016 · 13 claims Severe Storms And Flooding, Oct 2015 · 52 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20