Osceola County property record for 2932 Canoe Cir, Saint Cloud, FL 34772 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1995 |
| Square Footage | 1,215 sqft Living Area |
| Lot Size | 9,757 sqft (0.224 acres) |
| Garage | Attached, 400 sqft |
| Last Sale | $206,000 (2019) |
| Tax Bill | $4,669.00 (2024) |
| Primary APN | 22-26-30-0071-0001-0100 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,215 sqft Living Area |
| Gross Area | 1,635 sqft Gross Area |
| 1st Floor | 1,215 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Wood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Conventional Style |
| Exterior Material | Concrete Block Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 9,757 sqft (0.224 acres) |
| Depth X Width | 142 ft x 59 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 400 sqft Garage |
| Patio Area | 240 sqft Patio |
| Porch Area | 20 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 2932 CANOE CIR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8707 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | CANOE CREEK EST PB 8 PG 8-9 LOT 10 ORD #2005-37 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 22 |
| Legal Subdivision | CANOE CREEK ESTATES |
| Legal Block | 1 |
| Legal Lot Number | 10 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1003 |
| Census Tract | 43207 |
Source: Osceola County records · APN 22-26-30-0071-0001-0100
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6492 NEEDLE WAY, SAINT CLOUD, FL 34771-8939 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 25, 2022 | Deed of Trust, Mortgage · Conventional Mortgage LOWER LLC |
| May 22, 2019 | Warranty Deed, Transfer · Conventional Mortgage NORTHPOINT MORTGAGE INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 22, 2019 · Amount on Record |
| Deed Sale | May 22, 2019 · Amount on Record |
| Prior Sale | Jun 11, 2014 · Amount on Record |
| Deed Doc Number | 201965999 |
| Deed Book / Page | 5528 / 755 |
| Last Transfer Date | Jun 18, 2019 |
| Transfer Doc | 0055680757 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2932 CANOE CIR, SAINT CLOUD, FL 34772-8707 |
| Transaction Type | Mortgage |
| Record Updated | May 02, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2932 CANOE CIR, SAINT CLOUD, FL 34772-8707 |
| Document Number | 0061581278 |
|---|---|
| Date | Feb 25, 2022 |
| Book Page | 6158/1278 |
| Instrument | 2022031055 |
| Name | LOWER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MD 21046 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | May 22, 2019 |
| Property Address | 2932 CANOE CIR, SAINT CLOUD, FL 34772-8707 |
| Document Number | 0055280755 |
| Book / Page | 5528 / 0755 |
| Map Reference | MB 8 PG 8&9 |
| Instrument Date | May 14, 2019 |
| Instrument | 2019065999 |
| Transaction Type | Transfer |
| Record Updated | May 02, 2022 |
| Title Company | NU WORLD TTL OF CTRL FL LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,442.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2932 CANOE CIR, 2932, SAINT CLOUD, FL 34772-8707 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 2932 CANOE CIR, SAINT CLOUD, FL 34772-8707 |
| Document Number | 0005528758 |
|---|---|
| Date | May 22, 2019 |
| Instrument | 5528/758 |
| Name | NORTHPOINT MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2049 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,498.00 (-3.66%) | $251,100 (+48.96%) Land $65,000 Building $186,100 | $251,100 (-2.41%) Land $65,000 Building $186,100 |
| 2024 | $4,669.00 (+105.14%) | ||
| 2023 | $2,276.00 (+3.93%) Homeowner's exemption | $168,568 (+3%) | $257,300 (+15.33%) Land $60,000 Building $197,300 |
| 2022 | $2,190.00 Homeowner's exemption | $163,659 | $223,100 Land $55,000 Building $168,100 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 37% of the US · above 11% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 2,128 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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