2932 Bluffton Rd, Decorah, IA 52101 Property Records

Winneshiek County property record for 2932 Bluffton Rd, Decorah, IA 52101

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,160 sqft · built 1954
Lot Size	2.81 acres (122,404 sqft)
Owner	2 Individual Names on File
Last Sale	$180,000 (May 2019)
Tax Bill	$2,800 (2026)
Deeds & Mortgages	Feb 2020 Refinance Jun 2019 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`062530002100`

Property Details

APN / Parcel Number

Primary APN	`062530002100`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,160 sqft Living Area
1st Floor Area	752 sqft
Basement Area	752 sqft
Unfinished Basement	752 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Exterior Material	Logs
Construction Type	Log
Foundation Type	Block
Roof Type	Gable
Roof Material	Metal
Lot Area	122,404 sqft (2.81 acres)
Garage Type	Detached
Garage Area	1,536 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	48 sqft
Deck Area	192 sqft
Silo	Silo

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	2932 BLUFFTON RD
City	DECORAH
State	IA
Zip	52101-7790
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1-B NW SW
Legal Range	09W
Legal Township	99N
Legal Section	25
Legal Lot Number	1-B
Jurisdiction	WINNESHIEK IA
Township / Civil Division	BLUFFTON
Census Block Group	2
Census Block	2070
Census Tract	950100

Owner

2932 Bluffton Rd is owned and occupied by two individuals who bought it in May 2019.

Source: Winneshiek County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2932 BLUFFTON RD, DECORAH, IA 52101-7790
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance DECORAH BANK & TRUST COMPANY
Jun 26, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance DECORAH BANK & TRUST COMPANY
Apr 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage DECORAH BANK & TRUST CO
May 31, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage DECORAH BANK & TRUST COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2019 · Amount on File
Deed Sale	May 31, 2019 · Amount on File
Deed Document Number	20191341
Deed Book / Page	2019 / 1341
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNESHIEK IA
Property Address	2932 BLUFFTON RD, DECORAH, IA 52101-7790
Transaction Type	Mortgage
Record Updated	Apr 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/477
Date	Feb 18, 2020
Book Page	2020/477
Instrument	477

Lender

Name	DECORAH BANK & TRUST COMPANY

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNESHIEK IA
Property Address	2932 BLUFFTON RD, DECORAH, IA 52101-7790
Transaction Type	Mortgage
Record Updated	Apr 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019/1658
Date	Jun 26, 2019
Book Page	2019/1658
Instrument	1658

Lender

Name	DECORAH BANK & TRUST COMPANY

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	121 Months
Due	Jul 1, 2029

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNESHIEK IA
Property Address	2932 BLUFFTON RD, DECORAH, IA 52101-7790
Transaction Type	Mortgage
Record Updated	Apr 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/1112
Date	Apr 14, 2020
Book Page	2020/1112
Instrument	2020 1112

Lender

Name	DECORAH BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	May 18, 2030

Interest

Rate Type	Fixed Rate

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNESHIEK IA
Recording Date	May 31, 2019
Property Address	2932 BLUFFTON RD, DECORAH, IA 52101-7790
Document Number	2019/1341
Book / Page	2019 / 1341
Instrument Date	May 30, 2019
Instrument	1341
Transaction Type	Transfer
Record Updated	Oct 26, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2932 BLUFFTON RD, DECORAH, IA 52101-7790

Mortgage

Document Number	02019/1342
Date	May 31, 2019
Book Page	2019/1342
Instrument	1342

Lender

Name	DECORAH BANK & TRUST COMPANY

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 2932 Bluffton Rd was $2,800.

Source: Winneshiek County assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Winneshiek County
Unified School District	Decorah Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,800.00	$243,450 (-) Land $52,340 Building $191,110	$243,450 (-) Land $52,340 Building $191,110
2025	$2,800.00 (+4.09%)	$243,450 Land $52,340 Building $191,110	$243,450 Land $52,340 Building $191,110
2024	$2,690.00
2023		$217,870 (+15.78%) Land $52,340 Building $165,530	$217,870 Land $52,340 Building $165,530
2022	$2,470.00	$188,180 Land $43,620 Building $144,560
2021			$188,180 Land $43,620 Building $144,560

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2932 Bluffton Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2932 Bluffton Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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