Montgomery County property record for 2931 Sharp Top Rd, Palmyra, TN 37142
| Property Type | Single Family Home |
|---|---|
| Details | 3,842 sqft · built 2021 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | Individual Name on File |
| Last Sale | $540,000 (Jun 2021) |
| Tax Bill | $6,737 (2025) |
| Deeds & Mortgages | Jul 2024 Line of Credit Mar 2025 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 114 43.08 18114 |
| Primary APN | 114 43.08 18114 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 3,842 sqft Living Area |
| 1st Floor Area | 2,170 sqft |
| Flooring | Parquet |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Metal |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Area | 1,440 sqft |
| Total Buildings | 2 Buildings |
| Street Address | 2931 SHARP TOP RD |
|---|---|
| City | PALMYRA |
| State | TN |
| Zip | 37142-2330 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Jurisdiction | MONTGOMERY TN |
| Township / Civil Division | 6 |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 101701 |
Source: Montgomery County records · APN 114 43.08 18114
Assessment roll updated May 5, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2931 SHARP TOP RD, PALMYRA, TN 37142-2330 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 02, 2024 | Deed of Trust, Mortgage · Line of Credit F & M BANK |
| Mar 12, 2025 | Deed of Trust, Mortgage · Line of Credit F & M BANK |
| Mar 13, 2025 | Intrafamily Transfer, Transfer |
| Jun 21, 2021 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage F & M BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 21, 2021 · Amount on Record |
| Deed Sale | Jun 21, 2021 · Amount on Record |
| Deed Document Number | 20211322845 |
| Deed Book / Page | 2105 / 1608 |
| Last Transfer Date | Feb 28, 2025 |
| Transfer Doc | 0001492967 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY TN |
| Property Address | 2931 SHARP TOP RD, PALMYRA, TN 37142-2330 |
| Transaction Type | Mortgage |
| Record Updated | May 05, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2931 SHARP TOP RD, PALMYRA, TN 37142-2330 |
| Document Number | 02379/1797 |
|---|---|
| Date | Jul 02, 2024 |
| Book Page | 2379/1797 |
| Instrument | 1465931 |
| Name | F & M BANK |
|---|---|
| Type | Bank |
| Address | CLARKSVILLE, TN 37040 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jul 15, 2034 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY TN |
| Property Address | 2931 SHARP TOP RD, PALMYRA, TN 37142-2330 |
| Transaction Type | Mortgage |
| Record Updated | May 05, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2931 SHARP TOP RD, PALMYRA, TN 37142-2330 |
| Document Number | 02430/2157 |
|---|---|
| Date | Mar 12, 2025 |
| Book Page | 2430/2157 |
| Instrument | 1492803 |
| Name | F & M BANK |
|---|---|
| Type | Bank |
| Address | CLARKSVILLE, TN 37040 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Mar 15, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONTGOMERY TN |
| Recording Date | Mar 13, 2025 |
| Property Address | 2931 SHARP TOP RD, PALMYRA, TN 37142-2330 |
| Document Number | 02430/3055 |
| Book / Page | 2430 / 3055 |
| Instrument Date | Feb 28, 2025 |
| Instrument | 1492967 |
| Transaction Type | Transfer |
| Record Updated | May 05, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2931 SHARP TOP RD, PALMYRA, TN 37142-2330 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY TN |
| Recording Date | Jun 21, 2021 |
| Property Address | 2931 SHARP TOP RD, PALMYRA, TN 37142-2330 |
| Document Number | 02105/1608 |
| Book / Page | 2105 / 1608 |
| Instrument Date | Jun 21, 2021 |
| Instrument | 1322845 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 05, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,998.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2931 SHARP TOP RD, PALMYRA, TN 37142-2330 |
| Document Number | 0001322846 |
|---|---|
| Date | Jun 21, 2021 |
| Instrument | 1322846 |
| Name | F & M BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2051 |
Source: Montgomery County records · Assessment roll updated May 5, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Montgomery County |
| Unified School District | Clarksville-Montgomery County School System (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,737.00 (+76.18%) | $219,450 (+71.55%) | $877,800 (+71.55%) Land $106,500 Building $771,300 |
| 2023 | $3,824.00 (-0.03%) | $127,925 (-) | |
| 2022 | $3,825.00 | $127,925 | $511,700 Land $45,800 Building $465,900 |
Source: FEMA National Flood Hazard Layer as of January 14, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cumberland Connect Fiber | 1,000 / 1,000 |
Based on FCC filings for 12 locations within half a mile of this property.
5G and 4G LTE (outdoors only)
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CUNNINGHAM UTILITY DISTRICT serves 16,068 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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