2931 Scarlett Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 2931 Scarlett Dr, Saint Cloud, FL 34772

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,670 sqft · built 2020
Lot Size0.14 acres (6,098 sqft)
Owner2 Individual Names on File
Last Sale$263,909 (Oct 2020)
Tax Bill$3,680 (2025)
Deeds & MortgagesOct 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN20-26-31-4466-0001-0530

Property Details

APN / Parcel Number

Primary APN20-26-31-4466-0001-0530
Alternative APN
  • 263120446600010530

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,670 sqft Living Area
Gross Area2,354 sqft
1st Floor Area1,670 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,098 sqft (0.14 acres)
Garage TypeAttached
Garage Area494 sqft
PorchSlab

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address2931 SCARLETT DR
CitySAINT CLOUD
StateFL
Zip34772-7687
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionOAKLEY PLACE PB 28 PGS 5-8 LOT 53
Legal Range31E
Legal Township26S
Legal Section20
Legal SubdivisionOAKLEY PLACE
Legal Lot Number53
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1042
Census Tract43301

Owner

2931 Scarlett Dr is owned and occupied by two individuals who bought it in October 2020.

Source: Osceola County records, as of July 14, 2026

Owner of Record2 Individual Names on File
Mailing Address2931 SCARLETT DR, SAINT CLOUD, FL 34772-7687
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 16, 2020 · Amount on File
Deed SaleOct 16, 2020 · Amount on File
Deed Document Number2020140231
Deed Book / Page5814 / 1003
Record UpdatedSep 20, 2026

October 2020: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateOct 16, 2020
Property Address2931 SCARLETT DR, SAINT CLOUD, FL 34772-7687
Document Number0058140921
Book / Page5814 / 921
Map ReferenceMB 28 PG 5-8
Instrument DateOct 9, 2020
Instrument2020140211
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 8, 2022
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,865.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6900 TAVISTOCK LAKES BLVD STE 200, 6900, ORLANDO, FL 32827-7591

Transferred To (Grantee/Buyer)

NameVerified Name
Address2931 SCARLETT DR, SAINT CLOUD, FL 34772-7687

Mortgage

Document Number0005814923
DateOct 16, 2020
Instrument5814/923
Lender
NameBROKER SOLUTIONS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2931 Scarlett Dr was $3,680 with a homeowner's exemption.

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,680.00 Homeowner's exemption$248,522$332,100 Land $70,000 Building $262,100
2023$3,335.00 (+4.32%) Homeowner's exemption$234,484 (+3%)$241,900 (-5.73%) Land $55,000 Building $186,900
2022$3,197.00 Homeowner's exemption$227,655$256,600 Land $55,000 Building $201,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2931 Scarlett Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 173 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies173 in force
Nearby Flood Claims14 (1987–2022)
Claims Outside the SFHA2 of 14
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2931 Scarlett Dr is moderate, ranking above 58% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 58% of the US · lower than 68% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Spectrum
Cable
1,000 / 1,000

May also be available: AT&T, CenturyLink.

Nearby Properties on Scarlett Dr

Nearby Streets

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