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2931 Lone Jack Rd, Encinitas, CA 92024 Property Records

San Diego County property record for 2931 Lone Jack Rd, Encinitas, CA 92024 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 1995
Square Footage2,600 sqft Living Area
Lot Size1.15 acres
OccupancyOwner Occupied
Last Sale$2,525,000 (2022)
Tax Bill$28,395.00 (2025)

Owner

Source: San Diego County records · APN 264-160-20-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address2931 LONE JACK RD, ENCINITAS, CA 92024-7006
OccupancyOwner Occupied
Owner TypeOwner is a Company
VestingOwner is a Trust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Oct 17, 2025Deed of Trust, Mortgage · Conventional Mortgage
FRANKLIN LOAN CENTER
Sep 29, 2022Intrafamily Transfer, Transfer
FIRST AMERICAN TITLE COMPANY
Sep 29, 2022Grant Deed, Transfer · Conventional Mortgage
FRANKLIN LOAN CENTER
Sep 19, 2017Grant Deed, Transfer · Conventional Mortgage
SAN DIEGO COUNTY CU
May 10, 2017Deed of Trust, Mortgage · Veterans Administration Mortgage
PENNYMAC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 29, 2022 · Amount on Record
Deed SaleSep 29, 2022 · Amount on Record
Prior SaleSep 19, 2017 · Amount on Record
Deed Doc Number2022382987
Prior Transfer DateJun 08, 2012
Prior Transfer Doc0000361221
Record RefreshedSep 20, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address2931 LONE JACK RD, ENCINITAS, CA 92024-7006
Transaction TypeMortgage
Record UpdatedOct 28, 2025
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address2931 LONE JACK RD, ENCINITAS, CA 92024-7006

Mortgage

Document Number0000291308
DateOct 17, 2025
Instrument2025-0291308
Lender
NameFRANKLIN LOAN CENTER
TypeMortgage Company
AddressPALM DESERT, CA 92260
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2055

September 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateSep 29, 2022
Property Address2931 LONE JACK RD, ENCINITAS, CA 92024-7006
Document Number0000382986
Map ReferenceMAP 326
Instrument DateSep 27, 2022
Instrument2022-0382986
Transaction TypeTransfer
Record UpdatedOct 07, 2022
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2931 LONE JACK RD, ENCINITAS, CA 92024-7006

September 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateSep 29, 2022
Property Address2931 LONE JACK RD, ENCINITAS, CA 92024-7006
Document Number0000382987
Map ReferenceMAP 326
Instrument DateSep 02, 2022
Instrument2022-0382987
Transaction TypeTransfer
Record UpdatedOct 07, 2022
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2931 LONE JACK RD, ENCINITAS, CA 92024-7006

Mortgage

Document Number0000382988
DateSep 29, 2022
Instrument2022-0382988
Lender
NameFRANKLIN LOAN CENTER
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2052

September 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateSep 19, 2017
Property Address2931 LONE JACK RD, ENCINITAS, CA 92024-7006
Document Number0000429186
Map ReferenceMAP326
Instrument DateAug 24, 2017
Instrument2017-0429186
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
AddressPO BOX 1484, RANCHO SANTA FE, CA 92067-1484

Mortgage

Document Number0000429187
DateSep 19, 2017
Instrument2017-0429187
Lender
NameSAN DIEGO COUNTY CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2047

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address2931 LONE JACK RD, ENCINITAS, CA 92024-7006
Document Number0000222751
Instrument DateMay 10, 2017
Transaction TypeMortgage
Record UpdatedMay 23, 2017
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address2931 LONE JACK RD ENCINITAS CA 920247006, ENCINITAS, CA 92024-7006

Mortgage

Document Number0000222751
DateMay 18, 2017
Instrument222751
Lender
NamePENNYMAC
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueMay 17, 2047

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEncinitas City
Elementary School DistrictEncinitas Union Elementary School District (KG - 06)
Secondary School DistrictSan Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$2,684,752 (+2%) Land $2,122,416 Building $562,336
2025$28,395.00 (+10.37%) Homeowner's exemption$2,632,110 (+8.5%) Land $2,080,800 Building $551,310
2023$25,728.00 (+80.24%)$2,426,000 Land $1,921,000 Building $505,000
2022$14,274.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN264-160-20-00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms4 Rooms
Building Area2,600 sqft Living Area

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleConventional Style
Lot Area50,094 sqft
Parking Spaces2 Parking Spaces
Garage TypeCarport Garage
CarportCarport

Utilities and HVAC

Cooling SystemWall Unit Cooling
Heating FuelSolar Heating Fuel

Location & Zoning

Street Address2931 LONE JACK RD
CityENCINITAS
StateCA
Zip92024-7006
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionBLK 87 1.15 AC M/L IN ST CLSD ADJ&IN TR 000326
Legal SubdivisionOLIVENHAIN COLONY
Legal Tract000326
Legal Block87
Legal Lot Number87
JurisdictionSAN DIEGO CA
Minor Civil DivisionSAN DIEGO
Census Blockgroup2
Census Block2011
Census Tract17111

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