2931 Elbib Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 2931 Elbib Dr, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2004
Square Footage	1,972 sqft Heated Area
Lot Size	5,271 sqft (0.121 acres)
Occupancy	Owner Occupied
Last Sale	$370,000 (2023)
Tax Bill	$4,953.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`128737`
Alternative APNs	`222630007700010050` `222630275400010050`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,972 sqft Heated Area
Gross Area	2,388 sqft Gross Area
1st Floor	1,972 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Vinyl/Resilient Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2004
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	5,271 sqft (0.121 acres)
Depth X Width	105 ft x 50 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Finished Garage
Garage Area	400 sqft Garage
Patio Area	28 sqft Patio
Porch	Open Porch
Porch Area	16 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	128737
Old Parcel Number	222630275400010050
Street Address	2931 ELBIB DR
City	SAINT CLOUD
State	FL
Zip	34772-8527
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	CANOE CREEK ESTATES PH 7 PB 15 PGS 116-117 LOT 5
Legal Range	30E
Legal Township	26S
Legal Section	22
Legal Subdivision	CANOE CREEK ESTATES
Legal Phase	7
Legal Tract	77
Legal Block	1
Legal Lot Number	5
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1003
Census Tract	43207

Owner

Source: Osceola County records · APN 128737

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	2931 ELBIB DR, SAINT CLOUD, FL 34772-8527
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 28, 2023 · Amount on Record
Deed Sale	Sep 28, 2023 · Amount on Record
Prior Sale	Feb 23, 2011 · Amount on Record
Deed Doc Number	2023127103
Deed Book / Page	6480 / 1285
Record Refreshed	Jun 08, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Sep 28, 2023
Property Address	2931 ELBIB DR, SAINT CLOUD, FL 34772-8527
Document Number	0064801285
Book / Page	6480 / 1285
Map Reference	MB 15 PG 116&117
Instrument Date	Sep 26, 2023
Instrument	2023127103
Transaction Type	Transfer
Record Updated	Oct 13, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,590.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	22 HELEN STREET, SINGERS GLEN, VA 22850

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2931 ELBIB DR, SAINT CLOUD, FL 34772-8527

Mortgage

Document Number	0064801287
Date	Sep 28, 2023
Instrument	6480/1287

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2053

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,953.00 (+1.23%) Homeowner's exemption	$319,600 (-3.03%) Land $65,000 Building $254,600	$319,600 (-3.03%) Land $65,000 Building $254,600
2023	$4,893.00 (+12.02%)	$329,600 (+15.89%) Land $60,000 Building $269,600	$329,600 (+15.89%) Land $60,000 Building $269,600
2022	$4,368.00	$284,400 Land $55,000 Building $229,400	$284,400 Land $55,000 Building $229,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.