2931 Delfin Rd, Midlothian, VA 23112 Property Records

Chesterfield County property record for 2931 Delfin Rd, Midlothian, VA 23112

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,431 sqft · built 1977
Lot Size	0.283 acres (12,327 sqft)
Owner	2 Individual Names on Record
Last Sale	$350,000 (Sep 2025)
Tax Bill	$2,972 (2026)
Deeds & Mortgages	Aug 2026 Mortgage May 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04905040D00L039`

Property Details

APN / Parcel Number

Primary APN	`04905040D00L039`
Alternative APNs	`743-68-77-65-000-000` `397698001` `494551000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,431 sqft Finished Area
Utility Area	336 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	12,327 sqft (0.283 acres)
Garage Type	Carport
Garage Area	507 sqft
Carport	Carport
Carport Area	507 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	588 sqft
Deck Area	102 sqft
Patio Area	102 sqft
Shed	1 Shed
Shed Area	336 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	494551000
Street Address	2931 DELFIN RD
City	MIDLOTHIAN
State	VA
Zip	23112-3568
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R7 - SINGL
Legal Description	LAKE GENITO RSB L39 BK L SEC D
Legal Subdivision	LAKE GENITO
Legal Block	L
Legal Lot Number	39
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	CLOVER HILL
Census Block Group	3
Census Block	3002
Census Tract	100919

Owner

Source: Chesterfield County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2931 DELFIN RD, MIDLOTHIAN, VA 23112-3568
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CREDIT UNION
May 20, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CAPITAL CENTER LLC
Sep 17, 2025	Bargain and Sale Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Jul 2, 2018	Warranty Deed, Transfer · Conventional with PMI DOMINION CAP MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 17, 2025 · Amount on Record
Deed Sale	Sep 17, 2025 · Amount on Record
Prior Sale	Jul 2, 2018 · Amount on Record
Deed Document Number	202531755
Deed Book / Page	15006 / 894
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Recording Date	Aug 10, 2026
Property Address	2931 DELFIN RD, MIDLOTHIAN, VA 23112-3568
Document Number	0000029315
Book / Page	15340 / 915
Instrument Date	Aug 4, 2026
Instrument	202629315
Transaction Type	Mortgage
Record Updated	Aug 18, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2931 DELFIN RD, MIDLOTHIAN, VA 23112-3568

Mortgage

Document Number	0000029315,
Date	Aug 10, 2026
Book Page	15340/915
Instrument	202629315

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.49%
Initial Type	Fixed Rate
Max Rate	-1%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	2931 DELFIN RD, MIDLOTHIAN, VA 23112-3568
Transaction Type	Mortgage
Record Updated	Oct 7, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	013426-302
Date	May 20, 2021
Book Page	13426/302
Instrument	2021033049

Lender

Name	CAPITAL CENTER LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Interest

Rate Type	Fixed Rate

September 2025: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	Sep 17, 2025
Property Address	2931 DELFIN RD, MIDLOTHIAN, VA 23112-3568
Document Number	015006-894
Book / Page	15006 / 894
Map Reference	MB 1263 PG 639
Instrument Date	Sep 3, 2025
Instrument	250031755
Transaction Type	Transfer
Record Updated	Oct 7, 2025
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TITLE INS CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$350.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2931 DELFIN RD, MIDLOTHIAN, VA 23112-3568

Mortgage

Document Number	0250031756
Date	Sep 17, 2025
Instrument	250031756

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.02%
Type Change Date	Oct 1, 2030
Change Frequency	5 Years
Min Rate At Change	4.02%
Max Rate At Change	8.02%
Index	5-Year TN
Max Rate	12%

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	Jul 2, 2018
Property Address	2931 DELFIN RD, MIDLOTHIAN, VA 23112-3568
Document Number	12028523
Book / Page	012028 / 000523
Instrument Date	Jun 26, 2018
Instrument	24294
Transaction Type	Transfer
Record Updated	Feb 16, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$196.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2931 DELFIN RD MIDLOTHIAN VA 231123568, MIDLOTHIAN, VA 23112-3568

Mortgage

Document Number	12028527
Date	Jul 2, 2018
Book Page	012028/000527
Instrument	24295

Lender

Name	DOMINION CAP MTG
Type	Mortgage Company

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,972.00 (+12.75%)	$331,200 (+12.88%) Land $63,000 Building $268,200	$331,200 (+12.88%) Land $63,000 Building $268,200
2025	$2,636.00 (+4.48%)	$293,400 (+6.85%) Land $60,000 Building $233,400	$293,400 (+6.85%) Land $60,000 Building $233,400
2023	$2,523.00	$274,600 Land $55,000 Building $219,600	$274,600 Land $55,000 Building $219,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1999)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 1999 · Hurricane Floyd Major Disaster Declarations

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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