2931 Bridgewater St, Lancaster, SC 29720 Property Records

Lancaster County property record for 2931 Bridgewater St, Lancaster, SC 29720

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,904 sqft · built 2018
Lot Size	0.193 acres (8,449 sqft)
Owner	2 Individual Names on Record
Last Sale	$372,000 (Jan 2021)
Tax Bill	$4,082 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Apr 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0015F-0R-048.00`

Property Details

APN / Parcel Number

Primary APN	`0015F-0R-048.00`
Alternative APN	`96969`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,904 sqft Living Area
Gross Area	2,317 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,449 sqft (0.193 acres)
Garage Area	460 sqft
Porch	Porch
Porch Area	55 sqft

Location & Zoning

Account Number	96969
Street Address	2931 BRIDGEWATER ST
City	LANCASTER
State	SC
Zip	29720-0255
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BOND AREA 2 WALNUT CREEK 0.194 ACRES
Legal Subdivision	FINAL PLAT OF WALNUT NUT PH 3D 2 MAP 1
Legal Block	3D-54
Legal Lot Number	3D-54
Jurisdiction	LANCASTER SC
Township / Civil Division	VAN WYCK
Census Block Group	1
Census Block	1044
Census Tract	11210

Owner

Source: Lancaster County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2931 BRIDGEWATER ST, LANCASTER, SC 29720-0255
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNLOCK PARTNERSHIP SOLUTIONS INC
Apr 22, 2022	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Jan 20, 2021	Warranty Deed, Transfer · FHA Mortgage TAYLOR MORRISON HOME FUNDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 20, 2021 · Amount on Record
Deed Sale	Jan 20, 2021 · Amount on Record
Prior Sale	Dec 4, 2018 · Amount on Record
Deed Document Number	20211093
Deed Book / Page	1399 / 260
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Recording Date	Aug 28, 2026
Property Address	2931 BRIDGEWATER ST, LANCASTER, SC 29720-0255
Document Number	0000012494
Book / Page	5661 / 286
Instrument Date	Aug 20, 2026
Instrument	202612494
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012494,
Date	Aug 28, 2026
Book Page	5661/286
Instrument	202612494

Lender

Name	UNLOCK PARTNERSHIP SOLUTIONS INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Aug 19, 2036

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	2931 BRIDGEWATER ST, LANCASTER, SC 29720-0255
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006908
Date	Apr 22, 2022
Book Page	4726/318
Instrument	2022006908

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	May 1, 2027
Change Frequency	5 Years
Min Rate At Change	2.75%
Max Rate At Change	4.75%
Index	5-Year TN
Max Rate	8.75%

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANCASTER SC
Recording Date	Jan 20, 2021
Property Address	2931 BRIDGEWATER ST, LANCASTER, SC 29720-0255
Document Number	0000001093
Book / Page	1399 / 260
Map Reference	MB 2018 PG 248
Instrument Date	Jan 11, 2021
Instrument	2021001093
Transaction Type	Transfer
Record Updated	Mar 4, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,376.40
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	2931 BRIDGEWATER ST, LANCASTER, SC 29720-0255

Mortgage

Document Number	0000001094
Date	Jan 20, 2021
Instrument	2021001094

Lender

Name	TAYLOR MORRISON HOME FUNDING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lancaster County
Unified School District	Lancaster County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,082.00 (+5.7%)	$17,848 (+15%) Land $2,520 Building $15,328	$531,200 (+36.91%) Land $75,000 Building $456,200
2024	$3,862.00 (+2.39%)
2023	$3,772.00	$15,520 Land $3,000 Building $12,520	$388,000 Land $75,000 Building $313,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 91% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Fiber	5,000 / 5,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Windstream.

Cell Coverage

5G (outdoors only) and 4G LTE

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