2931 Bradford St, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 2931 Bradford St, Saint Augustine, FL 32084

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 944 sqft · built 1993
Lot Size	0.23 acres (10,018 sqft)
Owner	Individual Name on Record
Last Sale	$185,000 (Mar 2020)
Tax Bill	$2,795 (2025)
Deeds & Mortgages	Mar 2020 Sale & Mortgage Jul 2018 Loan Modification + 2 more
Flood Zone	Zone X (minimal risk)
APN	`083720-0000`

Property Details

APN / Parcel Number

Primary APN	`083720-0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	944 sqft Living Area
Gross Area	1,112 sqft
1st Floor Area	944 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2008
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,018 sqft (0.23 acres)
Lot Dimensions	143 ft deep x 80 ft wide
Garage Type	Carport
Garage Area	228 sqft
Carport	Carport
Carport Area	228 sqft
Parking Spaces	1 Parking Space
Porch	Finished Screened Porch
Porch Area	228 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2931 BRADFORD ST
City	SAINT AUGUSTINE
State	FL
Zip	32084-1929
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS3
Legal Description	1-19 (1-1) SHEPPARD-CROSBY SUB N80 OF S160 OF E157.5FT OF LOT 1 (EX E15FT FOR RDS) BLK 8 OR LOT 1-E OF UNREC PLAT OR4912/360
Legal Range	29E
Legal Township	07S
Legal Section	01
Legal Subdivision	PROPERTY BELONGING TO SHEPARD CROSBY
Legal Block	8
Legal Lot Number	1
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	3
Census Block	3017
Census Tract	20903

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2931 BRADFORD ST, SAINT AUGUSTINE, FL 32084-1929
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2020	Warranty Deed, Transfer · Conventional with PMI BANK OF ENGLAND
Jul 17, 2018	Loan Modification, Mortgage · FHA Mortgage CORNERSTONE HM LNDG
May 14, 2018	Loan Modification, Mortgage · Conventional with PMI CORNERSTONE HM LNDG
May 9, 2017	Grant Deed, Transfer · FHA Mortgage CORNERSTONE HM LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 30, 2020 · Amount on Record
Deed Sale	Mar 30, 2020 · Amount on Record
Prior Sale	May 9, 2017 · Amount on Record
Deed Document Number	202025002
Deed Book / Page	4912 / 360
Record Updated	Oct 29, 2026

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Mar 30, 2020
Property Address	2931 BRADFORD ST, SAINT AUGUSTINE, FL 32084-1929
Document Number	0049120360
Book / Page	004912 / 000360
Instrument Date	Mar 27, 2020
Instrument	25002
Transaction Type	Transfer
Record Updated	Jun 24, 2020
Title Company	ESTATE TITLE/STATE AUGUSTINE INC, ESTATE TITLE/ST AUGUSTINE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,295.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2931 BRADFORD ST ST AUGUSTINE FL 320841929, ST AUGUSTINE, FL 32084-1929

Mortgage

Document Number	49120365
Date	Mar 30, 2020
Book Page	004912/000365
Instrument	25005

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 29, 2050

July 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST JOHNS FL
Property Address	2931 BRADFORD ST, SAINT AUGUSTINE, FL 32084-1929
Document Number	0046151173
Instrument Date	Jul 17, 2018
Transaction Type	Mortgage
Record Updated	Oct 4, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2931 BRADFORD ST ST AUGUSTINE FL 320841929, ST AUGUSTINE, FL 32084-1929

Mortgage

Document Number	0046151173
Date	Sep 21, 2018
Book Page	004615/001173
Instrument	68694

Lender

Name	CORNERSTONE HM LNDG
Address	EWING, NJ 08618

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 20, 2048

Interest

Rate Type	Fixed Rate
Rate	4.25%

May 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST JOHNS FL
Property Address	2931 BRADFORD ST, SAINT AUGUSTINE, FL 32084-1929
Document Number	0045631318
Instrument Date	May 14, 2018
Transaction Type	Mortgage
Record Updated	Jul 4, 2018
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2931 BRADFORD ST ST AUGUSTINE FL 320841929, ST AUGUSTINE, FL 32084-1929

Mortgage

Document Number	0045631318
Date	Jun 14, 2018
Book Page	004563/001318
Instrument	41847

Lender

Name	CORNERSTONE HM LNDG
Address	FLINT, MI 48501-2026

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 13, 2048

Interest

Rate Type	Fixed Rate
Rate	4.25%

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST JOHNS FL
Recording Date	May 9, 2017
Property Address	2931 BRADFORD ST, SAINT AUGUSTINE, FL 32084-1929
Document Number	0043710765
Book / Page	004371 / 000765
Instrument Date	May 3, 2017
Instrument	32210
Transaction Type	Transfer
Record Updated	Jun 22, 2017
Title Company	RIVER CITY ABSTRACT LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,050.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2931 BRADFORD ST ST AUGUSTINE FL 320841929, ST AUGUSTINE, FL 32084-1929

Mortgage

Document Number	43710768
Date	May 9, 2017
Book Page	004371/000768
Instrument	32211

Lender

Name	CORNERSTONE HM LNDG
Address	HOUSTON, TX 77027

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 8, 2047

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$194,577 (+6.92%) Land $63,600 Building $130,977	$194,577 (+6.92%) Land $63,600 Building $130,977
2025	$2,795.00 (-6.18%)	$181,989 (-21.7%)	$181,989 (-21.7%) Land $63,600 Building $118,389
2024	$2,979.00 (+2.72%)	$232,418 (-1.77%)	$232,418 (-1.77%) Land $55,120 Building $177,298
2023	$2,900.00 (+10.73%)	$236,613 (+14.18%)	$236,613 (+14.18%) Land $55,120 Building $181,493
2022	$2,619.00	$207,235	$207,235 Land $43,672 Building $163,563

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: IQ Fiber.

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