Calvert County property record for 2930 5th St, Owings, MD 20736
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,404 sqft · built 1983 |
| Lot Size | 0.918 acres (39,988 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $3,999,000 (Aug 2005) |
| Tax Bill | $4,074 (2025) |
| Deeds & Mortgages | May 2018 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-104745 |
| Primary APN | 03-104745 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,404 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 39,988 sqft (0.918 acres) |
| Garage Type | Attached |
| Garage Area | 308 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 224 sqft |
| Deck Area | 140 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 104745 |
|---|---|
| Street Address | 2930 5TH ST |
| City | OWINGS |
| State | MD |
| Zip | 20736-9552 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | LT 1 OWINGS WOOD |
| Legal Subdivision | OWINGS WOOD |
| Legal Lot Number | 1 |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 3, SUNDERLAND |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 860404 |
2930 5th St is owned and occupied by two individuals who bought it in August 2005.
Source: Calvert County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2930 5TH ST, OWINGS, MD 20736-9552 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 26, 2005 · Amount on File |
| Deed Sale | Aug 26, 2005 · Amount on File |
| Prior Sale | Aug 26, 2005 · Amount on File |
| Deed Book / Page | 2563 / 499 |
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 2930 5TH ST, OWINGS, MD 20736-9552 |
| Document Number | 0052150219 |
| Instrument Date | May 21, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 16, 2018 |
| Title Company | SERVICELINK LOAN MOD SOLUTIONS |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2930 5TH ST OWINGS MD 207369552, OWINGS, MD 20736-9552 |
| Document Number | 0052150219 |
|---|---|
| Date | Jun 29, 2018 |
| Book Page | 005215/000219 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Jun 28, 2058 |
| Rate | 3.87% |
|---|
The 2025 property tax bill for 2930 5th St was $4,074 with a homeowner's exemption.
Source: Calvert County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $363,000 | $375,000 Land $148,600 Building $226,400 | |
| 2025 | $4,074.00 | ||
| 2023 | $3,364.00 Homeowner's exemption | $323,800 | $357,000 Land $148,600 Building $208,400 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 2930 5th St in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 73 individual policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 100 units insured incl. 27 condo units |
| Nearby Flood Claims | 16 (2003–2024) |
| Claims Outside the SFHA | 1 of 16 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2930 5th St is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 68% of Maryland |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
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