Effingham County property record for 293 Zettler Loop, Guyton, GA 31312 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 400 sqft · built 2022 |
| Lot Size | 1.89 acres (82,328 sqft) |
| Owner | Individual Name on File |
| Last Sale | $290,000 (Sep 2024) |
| Tax Bill | $4,190 (2025) |
| Deeds & Mortgages | Jan 2023 Mortgage Sep 2024 Sale & Mortgage + 5 more |
| Flood Zone | Zone A (high risk) |
| APN | 0417B-017-000 |
| Primary APN | 0417B-017-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 400 sqft Heated Area |
| Gross Area | 2,240 sqft |
| Utility Area | 320 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Mobile Home |
| Exterior Material | Wood Siding |
| Roof Type | Gable/Hip |
| Roof Material | Fiberglass |
| Lot Area | 82,328 sqft (1.89 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Slab |
|---|---|
| Deck Area | 216 sqft |
| Lean-To | 42 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 14113 |
|---|---|
| Street Address | 293 ZETTLER LOOP |
| City | GUYTON |
| State | GA |
| Zip | 31312-6227 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1.89 AC LOT 17 (SPLT 417B-17A) PLT 29/894 |
| Legal Subdivision | MONTIETH FARMS |
| Legal Lot Number | 17 |
| Jurisdiction | EFFINGHAM GA |
| Township / Civil Division | RINCON |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 30301 |
Source: Effingham County records · APN 0417B-017-000
Assessment roll updated December 22, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 293 ZETTLER LOOP, GUYTON, GA 31312-6227 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 04, 2023 | Deed of Trust, Mortgage · Commercial Mortgage BANK OF NEWINGTON |
| Sep 04, 2024 | Quit Claim Deed, Transfer · Conventional Mortgage GUMBEAUX LENDING GROUP |
| Jan 04, 2023 | Deed of Trust, Mortgage · Commercial Mortgage BANK OF NEWINGTON |
| Jul 26, 2022 | Warranty Deed, Transfer |
| Jul 26, 2022 | Warranty Deed, Transfer |
| Jun 03, 2022 | Warranty Deed, Transfer |
| Jun 03, 2022 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 04, 2024 · Amount on Record |
| Deed Sale | Sep 04, 2024 · Amount on Record |
| Prior Sale | Aug 29, 2022 |
| Deed Book / Page | 2929 / 480 |
| Prior Transfer Date | Jun 03, 2022 |
| Prior Transfer Doc | 002802/191 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 293 ZETTLER LOOP, GUYTON, GA 31312-6227 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2025 |
| Name | Verified Name |
|---|---|
| Address | ZETTLER LOOP |
| Document Number | 0000002825/0000000860 |
|---|---|
| Date | Jan 04, 2023 |
| Book Page | 0000002825/0000000860 |
| Instrument | 000039 |
| Name | BANK OF NEWINGTON |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 108 Months |
| Due | Jan 01, 2032 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Sep 04, 2024 |
| Property Address | 293 ZETTLER LOOP, GUYTON, GA 31312-6227 |
| Document Number | 002929/480 |
| Book / Page | 2929 / 480 |
| Instrument Date | Aug 30, 2024 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 293 ZETTLER LOOP, GUYTON, GA 31312-6227 |
| Investor | Possibly a Property Investor |
| Document Number | D2024006721 |
|---|---|
| Date | Sep 04, 2024 |
| Instrument | D2024006721 |
| Name | GUMBEAUX LENDING GROUP |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 352 Months |
| Due | Jan 01, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 259 ZETTLER LOOP, GUYTON, GA 31312-6227 |
| Transaction Type | Mortgage |
| Record Updated | Mar 07, 2023 |
| Name | Verified Name |
|---|---|
| Address | ZETTLER LOOP |
| Document Number | 0000002825/0000000860 |
|---|---|
| Date | Jan 04, 2023 |
| Book Page | 0000002825/0000000860 |
| Instrument | 000039 |
| Name | BANK OF NEWINGTON |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 108 Months |
| Due | Jan 01, 2032 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Jul 26, 2022 |
| Property Address | 259 ZETTLER LOOP, GUYTON, GA 31312-6227 |
| Document Number | 002804/981 |
| Book / Page | 2804 / 981 |
| Instrument Date | Jul 26, 2022 |
| Instrument | 2022-002587 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 679 DEERFIELD RD E, BLOOMINGDALE, GA 31302-5012 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Jul 26, 2022 |
| Property Address | 293 ZETTLER LOOP, GUYTON, GA 31312-6227 |
| Document Number | 002804/981 |
| Book / Page | 2804 / 981 |
| Instrument Date | Jul 26, 2022 |
| Instrument | 2022-002587 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 679 DEERFIELD RD E, BLOOMINGDALE, GA 31302-5012 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Jun 03, 2022 |
| Property Address | 259 ZETTLER LOOP, GUYTON, GA 31312-6227 |
| Document Number | 002802/191 |
| Book / Page | 2802 / 191 |
| Instrument Date | Jun 03, 2022 |
| Instrument | 2022-001614 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 259 ZETTLER LOOP, GUYTON, GA 31312-6227 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Jun 03, 2022 |
| Property Address | 293 ZETTLER LOOP, GUYTON, GA 31312-6227 |
| Document Number | 002802/191 |
| Book / Page | 2802 / 191 |
| Instrument Date | Jun 03, 2022 |
| Instrument | 2022-001614 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 259 ZETTLER LOOP, GUYTON, GA 31312-6227 |
Source: Effingham County records · Assessment roll updated December 22, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Effingham County |
| Unified School District | Effingham County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,190.00 (+319.42%) | $117,795 (+425.21%) Land $34,020 Building $83,775 | $294,487 (+425.22%) Land $85,050 Building $209,437 |
| 2023 | $999.00 (+83.3%) | $22,428 (+16.42%) Land $19,068 Building $3,360 | $56,069 (+16.42%) Land $47,670 Building $8,399 |
| 2022 | $545.00 | $19,264 Land $19,068 Building $196 | $48,161 Land $47,670 Building $491 |
Source: FEMA National Flood Hazard Layer, Effingham County (13103C), updated October 1, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone A |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Wildfire Risk | Moderate above 47% of the US · above 52% of Georgia |
|---|---|
| Wildfire Likelihood | About 1 in 1,266 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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