Allegan County property record for 293 Zak Rd, Plainwell, MI 49080
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,384 sqft · built 2005 |
| Lot Size | 0.465 acres (20,255 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $169,000 (Apr 2018) |
| Tax Bill | $3,734 (2025) |
| Deeds & Mortgages | Jan 2023 Second Mortgage Apr 2020 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-660-028-00 |
| Primary APN | 17-660-028-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,384 sqft Living Area |
| 1st Floor Area | 1,384 sqft |
| Basement Area | 1,384 sqft |
| Unfinished Basement | 1,384 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Lot Area | 20,255 sqft (0.465 acres) |
| Lot Dimensions | 225 ft deep x 90 ft wide |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 293 ZAK RD |
|---|---|
| City | PLAINWELL |
| State | MI |
| Zip | 49080-1445 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | LOT 28, OF OAK VIEW FARMS PLAT, SEC 25, T1N, R12W |
| Legal Range | 12W |
| Legal Township | 01N |
| Legal Section | 02 |
| Legal Subdivision | OAK VIEW FARMS SUBDIVISION |
| Legal Lot Number | 28 |
| Jurisdiction | ALLEGAN MI |
| Township / Civil Division | OTSEGO |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 31900 |
Source: Allegan County records, as of June 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 293 ZAK RD, PLAINWELL, MI 49080-1445 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 26, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage HONOR CU |
| Apr 14, 2020 | Deed of Trust, Mortgage · Line of Credit CONSUMERS CU |
| Apr 3, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage CONSUMERS CU |
| Apr 6, 2018 | Warranty Deed, Transfer · Conventional Mortgage CONSUMERS CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 6, 2018 · Amount on Record |
| Deed Sale | Apr 6, 2018 · Amount on Record |
| Prior Sale | Mar 29, 2006 · Amount on Record |
| Deed Book / Page | 4234 / 837 |
| Last Transfer Date | Mar 26, 2020 |
| Transfer Doc | 004445/961 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Property Address | 293 ZAK RD, PLAINWELL, MI 49080-1445 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2023 |
| Name | Verified Name |
|---|---|
| Address | 293 ZAK RD, PLAINWELL, MI 49080-1445 |
| Document Number | 004832/252 |
|---|---|
| Date | Jan 26, 2023 |
| Book Page | 4832/252 |
| Instrument | 2023001157 |
| Name | HONOR CU |
|---|---|
| Type | Credit Union |
| Address | BERRIEN SPRINGS, MI 49103 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 1, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Property Address | 293 ZAK RD, PLAINWELL, MI 49080-1445 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 004449/769 |
|---|---|
| Date | Apr 14, 2020 |
| Book Page | 4449/769 |
| Name | CONSUMERS CU |
|---|---|
| Type | Credit Union |
| Address | KALAMAZOO, MI 49009 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 27, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Recording Date | Apr 3, 2020 |
| Property Address | 293 ZAK RD, PLAINWELL, MI 49080-1445 |
| Document Number | 004445/961 |
| Book / Page | 4445 / 961 |
| Map Reference | LB 15 PG 66 |
| Instrument Date | Mar 26, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 293 ZAK RD, PLAINWELL, MI 49080-1445 |
| Document Number | 0004445964 |
|---|---|
| Date | Apr 3, 2020 |
| Instrument | 4445/964 |
| Name | CONSUMERS CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Recording Date | Apr 6, 2018 |
| Property Address | 293 ZAK RD, PLAINWELL, MI 49080-1445 |
| Document Number | 004234/837 |
| Book / Page | 4234 / 837 |
| Map Reference | LB15 PG66 |
| Instrument Date | Mar 30, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | TITLE RESOURCE AGENCY, TITLE RESORCES AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,453.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 293 ZAK RD, 293, PLAINWELL, MI 49080-1445 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4531 GULL RD, KALAMAZOO, MI 49048 |
| Document Number | 0004234840 |
|---|---|
| Date | Apr 6, 2018 |
| Instrument | 4234/840 |
| Name | CONSUMERS CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2048 |
Source: Allegan County assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Allegan County |
| County Subdivision | Otsego Township |
| Unified School District | Otsego Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $143,200 (+0.21%) Land $13,500 Building $129,700 | $286,400 (+0.21%) Land $27,000 Building $259,400 | |
| 2025 | $3,734.00 (+1.55%) Homeowner's exemption | $142,900 (+17.04%) Land $9,900 Building $133,000 | $285,800 (+17.04%) Land $19,800 Building $266,000 |
| 2024 | $3,677.00 (+19.85%) | ||
| 2023 | $122,100 Land $7,000 Building $115,100 | $244,200 Land $14,000 Building $230,200 | |
| 2022 | $3,068.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OTSEGO TOWNSHIP serves 1,133 people · EPA ID MI0005065 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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