293 Upper Haw Branch Rd, Marion, NC 28752 Property Records

McDowell County property record for 293 Upper Haw Branch Rd, Marion, NC 28752

Property Summary

Property Type	Rural Home
Details	3 bd · 1 ba · 1,288 sqft · built 1958
Lot Size	2.18 acres (94,961 sqft)
Owner	2 Individual Names on Record
Last Sale	$143,000 (Dec 2019)
Tax Bill	$406 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Mar 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0678-00-89-7853`

Property Details

APN / Parcel Number

Primary APN	`0678-00-89-7853`
Alternative APN	`36146`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,288 sqft Heated Area
Gross Area	1,666 sqft
1st Floor Area	1,288 sqft
Basement Area	322 sqft
Unfinished Basement	322 sqft
Flooring	Vinyl/Resilient
Interior Walls	Plywood

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Ranch
Exterior Material	Other
Roof Type	Gable
Roof Material	Asphalt
Lot Area	94,961 sqft (2.18 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	None
Heating Fuel	Oil

Location & Zoning

Account Number	36146
Street Address	293 UPPER HAW BRANCH RD
City	MARION
State	NC
Zip	28752-7609
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	2.18 AC PB 29 PG 37
Jurisdiction	MCDOWELL NC
Township / Civil Division	MONTFORD COVE
Census Block Group	3
Census Block	3004
Census Tract	970902

Owner

Source: McDowell County records, as of October 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 2188, OLD FORT, NC 28762-2115
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2022	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Mar 5, 2021	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Dec 10, 2019	Warranty Deed, Transfer · Conventional Mortgage FIRST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 10, 2019 · Amount on Record
Deed Sale	Dec 10, 2019 · Amount on Record
Deed Document Number	20196122
Deed Book / Page	1295 / 286
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDOWELL NC
Property Address	293 UPPER HAW BRANCH RD, MARION, NC 28752-7609
Transaction Type	Mortgage
Record Updated	Apr 18, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013940410
Date	Apr 6, 2022
Book Page	1394/410
Instrument	2022002037

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2042

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDOWELL NC
Property Address	293 UPPER HAW BRANCH RD, MARION, NC 28752-7609
Transaction Type	Mortgage
Record Updated	Dec 28, 2021
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013440178
Date	Mar 5, 2021
Book Page	1344/178
Instrument	2021001427

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	ROCKINGHAM, NC 28380

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	Dec 10, 2019
Property Address	293 UPPER HAW BRANCH RD, MARION, NC 28752-7609
Document Number	0012950286
Book / Page	1295 / 0286
Instrument Date	Dec 10, 2019
Instrument	2019006122
Transaction Type	Transfer
Record Updated	Oct 25, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$286.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2188, OLD FORT, NC 28762-2115

Mortgage

Document Number	2019006123
Date	Dec 10, 2019
Instrument	2019006123

Lender

Name	FIRST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: McDowell County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	McDowell County
Unified School District	McDowell County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$406.00	$57,370 (-) Land $16,000 Building $41,370
2023	$406.00	$57,370 Land $16,000 Building $41,370	$57,370 Land $16,000 Building $41,370

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Starlink Satellite	280 / 30

May also be available: Spectrum.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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