293 Tower Mountain Ct, Cornelia, GA 30531 Property Records

Habersham County property record for 293 Tower Mountain Ct, Cornelia, GA 30531

Property Summary

Property Type	Seasonal / Vacation Home
Details	4 bd · 5.5 ba · 2,390 sqft · built 1968
Lot Size	7.35 acres (320,166 sqft)
Owner	Individual Name on File
Last Sale	$750,000 (Jun 2010)
Tax Bill	$6,233 (2026)
Deeds & Mortgages	Jul 2026 Mortgage Jul 2026 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`118 049A`

Property Details

APN / Parcel Number

Primary APN	`118 049A`
Alternative APNs	`661465` `410195`

Interior

Bedrooms	4 Beds
Full Baths	5.5 Baths
Half Baths	5 Half Baths
Stories	1 Story
Building Area	2,390 sqft Heated Area
Gross Area	4,806 sqft
1st Floor Area	2,390 sqft
Basement Area	1,420 sqft
Finished Basement	1,420 sqft
Flooring	Carpet
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1980
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Wood Shingle
Lot Area	320,166 sqft (7.35 acres)
Garage Type	Mixed
Garage Area	576 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	629 sqft
Porch	Slab
Porch Area	271 sqft
Deck Area	100 sqft
Patio Area	100 sqft
Bath House	280 sqft
Storage Building	75 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	410195
Street Address	293 TOWER MOUNTAIN CT
City	CORNELIA
State	GA
Zip	30531-4451
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Local Zoning Code	LI
Legal Description	10-207 PB 47-43 TR2 & 4 899-503
Legal Subdivision	TOWER MOUNTAIN COURT
Legal Tract	2
Jurisdiction	HABERSHAM GA
Township / Civil Division	CORNELIA
Census Block Group	2
Census Block	2031
Census Tract	400

Owner

293 Tower Mountain Ct, a residential property, is owned by an individual who bought it in June 2010.

Source: Habersham County records, as of September 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 1225, CORNELIA, GA 30531-1020
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2026	Deed of Trust, Mortgage RABUN COUNTY BANK
Jul 2, 2026	Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK
Nov 13, 2018	Deed of Trust, Mortgage RABUN COUNTY BANK
Jul 10, 2020	Deed of Trust, Mortgage · Commercial Mortgage PINNACLE BANK
Jul 10, 2020	Deed of Trust, Mortgage · Commercial Mortgage PINNACLE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 18, 2010 · Amount on File
Deed Sale	Jun 18, 2010 · Amount on File
Prior Sale	Aug 24, 2009 · Amount on File
Deed Book / Page	925 / 256
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Recording Date	Jul 21, 2026
Property Address	293 TOWER MOUNTAIN CT, CORNELIA, GA 30531-4451
Document Number	1441000044
Book / Page	1441 / 44
Instrument Date	Jul 20, 2026
Transaction Type	Mortgage
Record Updated	Aug 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	293 TOWER MOUNTAIN CT, CORNELIA, GA 30531-4451

Mortgage

Document Number	1441000044,
Date	Jul 21, 2026
Book Page	1441/44

Lender

Name	RABUN COUNTY BANK

Agreement

Amount	Amount on Record
Term	348 Months
Due	Jul 1, 2055

Interest

Rate	6.47%
Max Rate	-1%

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Recording Date	Jul 2, 2026
Property Address	293 TOWER MOUNTAIN CT, CORNELIA, GA 30531-4451
Document Number	1438000942
Book / Page	1438 / 942
Instrument Date	Jul 1, 2026
Transaction Type	Mortgage
Record Updated	Aug 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	293 TOWER MOUNTAIN CT, CORNELIA, GA 30531-4451

Mortgage

Document Number	1438000942,
Date	Jul 2, 2026
Book Page	1438/942

Lender

Name	UNITED COMMUNITY BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.48%
Max Rate	-1%

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	293 TOWER MOUNTAIN CT, CORNELIA, GA 30531-4451
Transaction Type	Mortgage
Record Updated	Jun 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	293 TOWER MOUNTAIN CT, CORNELIA, GA 30531-4451

Mortgage

Document Number	0000001179/0000000540
Date	Nov 13, 2018
Book Page	0000001179/0000000540

Lender

Name	RABUN COUNTY BANK

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2033

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	293 TOWER MOUNTAIN CT, CORNELIA, GA 30531-4451
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	293 TOWER MOUNTAIN CT, CORNELIA, GA 30531-4451

Mortgage

Document Number	0000001225/0000000732
Date	Jul 10, 2020
Book Page	0000001225/0000000732

Lender

Name	PINNACLE BANK

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	60 Months
Due	Jan 1, 2025

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	293 TOWER MOUNTAIN CT, CORNELIA, GA 30531-4451
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	293 TOWER MOUNTAIN CT, CORNELIA, GA 30531-4451

Mortgage

Document Number	0000001225/0000000717
Date	Jul 10, 2020
Book Page	0000001225/0000000717

Lender

Name	PINNACLE BANK

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	24 Months
Due	Jan 1, 2022

Tax Assessment & Valuation

The 2026 property tax bill for 293 Tower Mountain Ct was $6,233, down 3.9% from the year before.

Source: Habersham County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Habersham County
Unified School District	Habersham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,233.00 (-3.93%)	$273,435 (+1.79%) Land $52,233 Building $221,202	$683,588 (+1.79%) Land $130,582 Building $553,006
2025	$6,488.00	$268,615 Land $48,816 Building $219,799	$671,537 Land $122,039 Building $549,498
2023	$7,726.00 (+13.12%)	$297,684 (+13.12%) Land $84,732 Building $212,952	$744,210 (+13.12%) Land $211,830 Building $532,380
2022	$6,830.00	$263,156 Land $84,732 Building $178,424	$657,890 Land $211,830 Building $446,060

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 293 Tower Mountain Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 5, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 293 Tower Mountain Ct is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 79% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Cable · DSL	1,000 / 25
Starlink Satellite	280 / 30

May also be available: Point Broadband, Verizon.

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