Branch County property record for 293 Raymond Dr, Coldwater, MI 49036
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 962 sqft · built 1968 |
| Lot Size | 0.55 acres (23,958 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $62,500 (Jun 1997) |
| Tax Bill | $1,750 (2025) |
| Deeds & Mortgages | Mar 2018 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 070-U72-000-015-00 |
| Primary APN | 070-U72-000-015-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 962 sqft Living Area |
| 1st Floor Area | 962 sqft |
| Basement Area | 962 sqft |
| Unfinished Basement | 962 sqft |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | Ranch |
| Lot Area | 23,958 sqft (0.55 acres) |
| Lot Dimensions | 241 ft deep x 100 ft wide |
| Garage Area | 1,488 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 293 RAYMOND DR |
|---|---|
| City | COLDWATER |
| State | MI |
| Zip | 49036-9684 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LOT 15 URBANDALE NO 5 SEC 8 T6S R6W |
| Legal Range | 06W |
| Legal Township | 06S |
| Legal Section | 08 |
| Legal Subdivision | URBANDALE #5 SUBDIVISION |
| Legal Lot Number | 15 |
| Jurisdiction | BRANCH MI |
| Township / Civil Division | COLDWATER |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 951302 |
293 Raymond Dr is owned and occupied by two individuals who acquired it in March 2025.
Source: Branch County records, as of July 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 293 RAYMOND DR, COLDWATER, MI 49036-9684 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 26, 1997 · Amount on File |
| Deed Sale | Jun 26, 1997 · Amount on File |
| Deed Book / Page | 697 / 244 |
| Last Transfer Date | Mar 19, 2025 |
| Transfer Doc | 0202501467 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRANCH MI |
| Property Address | 293 RAYMOND DR, COLDWATER, MI 49036-9684 |
| Transaction Type | Mortgage |
| Record Updated | Apr 18, 2018 |
| Name | Verified Name |
|---|
| Document Number | 201801803 |
|---|---|
| Date | Mar 29, 2018 |
| Instrument | 2018-01803 |
| Name | HONOR CU |
|---|---|
| Type | Credit Union |
| Address | BERRIEN SPRINGS, MI 49103 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Mar 26, 2023 |
The 2025 property tax bill for 293 Raymond Dr was $1,750, up 2.7% from the year before.
Source: Branch County assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Branch County |
| County Subdivision | Coldwater Township |
| Unified School District | Coldwater Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $105,900 (+25.62%) | $211,800 (+25.62%) | |
| 2025 | $1,750.00 (+2.7%) | $84,300 | $168,600 |
| 2024 | $1,704.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 293 Raymond Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 20 policies |
| Nearby Flood Policies | 20 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 293 Raymond Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 91% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Coldwater Board of Public Utilities Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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