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293 Nautical Way, Elgin, IL 60123 Property Records

Kane County property record for 293 Nautical Way, Elgin, IL 60123

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,292 sqft · built 1993
OwnerIndividual Name on Record
Last Sale$170,000 (Mar 2022)
Tax Bill$5,021 (2025)
Deeds & MortgagesMar 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-21-126-025

Property Details

APN / Parcel Number

Primary APN06-21-126-025

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,292 sqft Living Area
Gross Area1,938 sqft
Basement Area646 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Architectural StyleCondo/Apartment
Construction TypeFrame
Garage TypeAttached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address293 NAUTICAL WAY
CityELGIN
StateIL
Zip60123-4410
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWINDMERE COVE CONDOS BUILDING 11 UNIT B
Legal SubdivisionWINDMERE COVE CONDOS
Legal Block2
Legal Lot Number2
Legal UnitB
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group2
Census Block2017
Census Tract851908

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address293 NAUTICAL WAY, 1, ELGIN, IL 60123-4410
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 8, 2022 · Amount on Record
Deed SaleMar 8, 2022 · Amount on Record
Prior SaleMar 11, 2016 · Amount on Record
Deed Document Number202213179
Prior Transfer DateMay 18, 2004
Prior Transfer Doc0000072617
Record UpdatedOct 29, 2026

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateMar 8, 2022
Property Address293 NAUTICAL WAY, ELGIN, IL 60123-4410
Document Number0000013179
Map ReferenceDOC 93K38042
Instrument DateFeb 17, 2022
Instrument2022K013179
Transaction TypeTransfer
Record UpdatedMar 14, 2022
Title CompanySTOCK TITLE SERVICES LLC, STARCK TITLE SERVICES LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$170.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address293 NAUTICAL WAY # 1, 1, ELGIN, IL 60123-4410

Mortgage

Document Number0000013180
DateMar 8, 2022
Instrument2022K013180
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2052
Interest
Rate TypeFixed Rate
Rate3.75%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,021.00 (+15.8%) Homeowner's exemption$73,823 (+8.57%) Land $18,599 Building $55,224$221,558 (+8.57%) Land $55,819 Building $165,738
2024$67,996 (+21.39%) Land $17,131 Building $50,865$204,070 (+21.44%) Land $51,414 Building $152,656
2022$4,336.00 (+4.84%) Homeowner's exemption$56,013 (+6.96%) Land $14,112 Building $41,901$168,039 (+6.96%) Land $42,336 Building $125,703
2021$4,136.00 Homeowner's exemption$52,368 Land $13,194 Building $39,174$157,104 Land $39,582 Building $117,522

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless · Fiber in parts of the area		100 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Astound Broadband.

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