St. Johns County property record for 293 Monterey Ave, Saint Augustine, FL 32084
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,104 sqft · built 2005 |
| Lot Size | 0.16 acres (6,969 sqft) |
| Owner | Individual Name on File |
| Last Sale | $185,700 (Aug 2020) |
| Tax Bill | $2,035 (2025) |
| Deeds & Mortgages | Aug 2020 Sale & Mortgage Jun 2018 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 092426-0000 |
| Primary APN | 092426-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,104 sqft Living Area |
| 1st Floor Area | 1,104 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,969 sqft (0.16 acres) |
| Lot Dimensions | 102 ft deep x 74 ft wide |
| Porch | Finished/Open Porch |
| Porch Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 293 MONTEREY AVE |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32084-2548 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS3 |
| Legal Description | 3-147 SANTA ROSA SUB LOT 2 BLK 15 OR5009/1338 |
| Legal Range | 29E |
| Legal Township | 07S |
| Legal Section | 12 |
| Legal Subdivision | SANTA ROSA IN ST. AUGUSTINE |
| Legal Block | 15 |
| Legal Lot Number | 2 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 21002 |
Source: St. Johns County records · APN 092426-0000
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 293 MONTEREY AVE, SAINT AUGUSTINE, FL 32084-2548 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| Aug 06, 2020 | Warranty Deed, Transfer · FHA Mortgage AMERIS BANK |
| Jun 07, 2018 | Loan Modification, Mortgage · Conventional Mortgage JPMORGAN CHASE BK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 06, 2020 · Amount on Record |
| Deed Sale | Aug 06, 2020 · Amount on Record |
| Prior Sale | Mar 15, 2011 · Amount on Record |
| Deed Document Number | 202064867 |
| Deed Book / Page | 5009 / 1338 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Aug 06, 2020 |
| Property Address | 293 MONTEREY AVE, SAINT AUGUSTINE, FL 32084-2548 |
| Document Number | 0050091338 |
| Book / Page | 5009 / 1338 |
| Map Reference | MB 3 PG 147 |
| Instrument Date | Aug 04, 2020 |
| Instrument | 2020064867 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | LAND TITLE OF AMERICA INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,299.90 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3465 RAULERSON RD, 3465, SAINT AUGUSTINE, FL 32092-0598 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 293 MONTEREY AVE, SAINT AUGUSTINE, FL 32084-2548 |
| Document Number | 50091340 |
|---|---|
| Date | Aug 06, 2020 |
| Instrument | 5009/1340 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 293 MONTEREY AVE, SAINT AUGUSTINE, FL 32084-2548 |
| Document Number | 0045810651 |
| Instrument Date | Jun 07, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2018 |
| Name | Verified Name |
|---|---|
| Address | 293 MONTEREY AVE ST AUGUSTINE FL 320842548, ST AUGUSTINE, FL 32084-2548 |
| Document Number | 0045810651 |
|---|---|
| Date | Jul 17, 2018 |
| Book Page | 004581/000651 |
| Instrument | 50884 |
| Name | JPMORGAN CHASE BK NA |
|---|---|
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 276 Months |
| Due | Jul 16, 2041 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $169,070 (+2.7%) | $243,478 (+6.21%) Land $61,938 Building $181,540 | |
| 2025 | $2,035.00 (+14.91%) Homeowner's exemption | $164,625 (+5.99%) | $229,246 (+5.77%) Land $61,938 Building $167,308 |
| 2024 | $1,771.00 (+2.25%) | ||
| 2023 | $1,732.00 (+3.77%) Homeowner's exemption | $155,325 (+3%) | $216,739 (+1.13%) Land $55,056 Building $161,683 |
| 2022 | $1,669.00 Homeowner's exemption | $150,801 | $214,325 Land $38,539 Building $175,786 |
Source: FEMA National Flood Hazard Layer as of September 15, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 43 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 43 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| IQ Fiber Intermediate Holdings Fiber | 5,000 / 5,000 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 287 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ST. AUGUSTINE WS serves 43,069 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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