293 Middle Rd, Santa Barbara, CA 93108 Property Records

Santa Barbara County property record for 293 Middle Rd, Santa Barbara, CA 93108

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,810 sqft · built 1982
Lot Size	0.6 acres (26,136 sqft)
Owner	Individual Name on Record
Last Sale	$1,625,000 (Mar 2004)
Tax Bill	$25,766 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit Nov 2022 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`009-103-015`

Property Details

APN / Parcel Number

Primary APN	`009-103-015`
Alternative APN	`00910315`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	2,810 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Lot Area	26,136 sqft (0.6 acres)

Location & Zoning

Street Address	293 MIDDLE RD
City	SANTA BARBARA
State	CA
Zip	93108-2450
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	2E1
Legal Description	BLK 23 LOT 1,2
Legal Subdivision	MONTECITO LAND CO
Legal Block	23
Legal Lot Number	01-02
Jurisdiction	SANTA BARBARA CA
Township / Civil Division	SANTA BARBARA
Census Block Group	2
Census Block	2002
Census Tract	1404

Owner

Source: Santa Barbara County records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	293 MIDDLE RD, SANTA BARBARA, CA 93108-2450
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2023	Deed of Trust, Mortgage · Line of Credit MUFG UNION BANK NA
Nov 10, 2022	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Apr 25, 2018	Deed of Trust, Mortgage · ARM AMERICAN RIVIERA BANK
Jun 8, 2020	Deed of Trust, Mortgage BANK OF AMERICA
Sep 20, 2019	Deed of Trust, Mortgage BANK OF AMERICA
Mar 12, 2019	Deed of Trust, Mortgage BANK OF AMERICA
Jul 25, 2018	Deed of Trust, Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 31, 2004 · Amount on Record
Deed Sale	Mar 31, 2004 · Amount on Record
Prior Sale	May 30, 2002 · Amount on Record
Deed Document Number	200429700
Last Transfer Date	Mar 27, 2008
Transfer Doc	0000018256
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	293 MIDDLE RD, SANTA BARBARA, CA 93108-2450
Transaction Type	Mortgage
Record Updated	Feb 1, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	293 MIDDLE RD, SANTA BARBARA, CA 93108-2450

Mortgage

Document Number	0000001434
Date	Jan 19, 2023
Instrument	2023-0001434

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	293 MIDDLE RD, SANTA BARBARA, CA 93108-2450
Transaction Type	Mortgage
Record Updated	Nov 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	293 MIDDLE RD, SANTA BARBARA, CA 93108-2450

Mortgage

Document Number	0000047256
Date	Nov 10, 2022
Instrument	2022-0047256

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	BURLINGAME, CA 94010

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	293 MIDDLE RD, SANTA BARBARA, CA 93108-2450
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016562
Date	Apr 25, 2018
Instrument	2018-0016562

Lender

Name	AMERICAN RIVIERA BANK
Type	Bank
Address	SANTA BARBARA, CA 93101

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	May 1, 2025
Change Frequency	Annually
Min Rate At Change	4.37%
Max Rate At Change	9.37%
Index	1-Year LIBOR
Max Rate	9.37%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	293 MIDDLE RD, SANTA BARBARA, CA 93108-2450
Document Number	0000030458
Instrument Date	Jun 8, 2020
Transaction Type	Mortgage
Record Updated	Jul 1, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	293 MIDDLE RD MONTECITO CA 931082450, MONTECITO, CA 93108-2450

Mortgage

Document Number	0000030458
Date	Jun 19, 2020
Instrument	30458

Lender

Name	BANK OF AMERICA
Type	Bank
Address	101 S TRYON ST, CHARLOTTE, NC 28280-0002

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 18, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.37%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	293 MIDDLE RD, SANTA BARBARA, CA 93108-2450
Document Number	0000042780
Instrument Date	Sep 20, 2019
Transaction Type	Mortgage
Record Updated	Oct 8, 2019
Title Company	TITLE CONNECTION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	293 MIDDLE RD SANTA BARBARA CA 931082450, SANTA BARBARA, CA 93108-2450

Mortgage

Document Number	0000042780
Date	Sep 26, 2019
Instrument	42780

Lender

Name	BANK OF AMERICA
Type	Bank
Address	101 S TRYON ST, CHARLOTTE, NC 28280-0002

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 25, 2049

Interest

Rate Type	Adjustable Rate
Rate	2.87%

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	293 MIDDLE RD, SANTA BARBARA, CA 93108-2450
Document Number	0000010610
Instrument Date	Mar 12, 2019
Transaction Type	Mortgage
Record Updated	Apr 1, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	293 MIDDLE RD SANTA BARBARA CA 931082450, SANTA BARBARA, CA 93108-2450

Mortgage

Document Number	0000010610
Date	Mar 19, 2019
Instrument	10610

Lender

Name	BANK OF AMERICA
Type	Bank
Address	101 S TRYON ST, CHARLOTTE, NC 28280-0002

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 18, 2049

Interest

Rate Type	Adjustable Rate
Rate	3%

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	293 MIDDLE RD, SANTA BARBARA, CA 93108-2450
Document Number	0000032337
Instrument Date	Jul 25, 2018
Transaction Type	Mortgage
Record Updated	Aug 9, 2018
Title Company	TITLE CONNECT LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	293 MIDDLE RD SANTA BARBARA CA 931082450, SANTA BARBARA, CA 93108-2450

Mortgage

Document Number	0000032337
Date	Aug 1, 2018
Instrument	32337

Lender

Name	BANK OF AMERICA
Type	Bank
Address	101 S TRYON ST, CHARLOTTE, NC 28280-0002

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 31, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.5%

Tax Assessment & Valuation

Source: Santa Barbara County assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Barbara County
Secondary School District	Santa Barbara Unified School District (7-12) (07 - 12)
Elementary School District	Montecito Union Elementary School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,397,362 (+2%) Land $1,400,524 Building $996,838
2025	$25,766.00 (+3.62%) Homeowner's exemption Additional exemption filed	$2,350,356 (+4.04%) Land $1,373,063 Building $977,293
2023	$24,866.00 (+1.58%) Homeowner's exemption Additional exemption filed	$2,259,092 Land $1,319,747 Building $939,345
2022	$24,480.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	27 in force
Nearby Flood Claims	9 (2018–2025)
Claims Outside the SFHA	9 of 9
Most Recent Claim	Nov 2025 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTECITO WATER DIST serves 12,010 people · EPA ID CA4210007
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: Verizon.

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