293 McCool St, Ocean Springs, MS 39564 Property Records

Jackson County property record for 293 McCool St, Ocean Springs, MS 39564

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,813 sqft · built 1969
Lot Size0.26 acres (11,326 sqft)
OwnerIndividual Name on File
Tax Bill$1,983 (2025)
Deeds & MortgagesJul 2020 Refinance
Aug 2019 Refinance
Flood ZoneZone X (minimal risk)
APN789.29-02-0025.00

Property Details

APN / Parcel Number

Primary APN789.29-02-0025.00
Alternative APNs
  • 61305193.000
  • 062340

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,813 sqft Heated Area
FlooringCeramic Tile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1969
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialMetal
Lot Area11,326 sqft (0.26 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number062340
Street Address293 MCCOOL ST
CityOCEAN SPRINGS
StateMS
Zip39564-4042
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 93 NEWPORT VILLAGE S S/D PB 11-4 DB 1728-146 (25 MAP789.29-02)
Legal Range08W
Legal Township07S
Legal Section29
Legal SubdivisionNEWPORT VILLAGE S
Legal Lot Number93
JurisdictionJACKSON MS
Township / Civil Division4
Census Block Group4
Census Block4003
Census Tract40600

Owner

293 McCool St is owned and occupied by an individual who acquired it in October 2013.

Source: Jackson County records, as of January 22, 2026

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address293 MCCOOL ST, OCEAN SPRINGS, MS 39564-4042
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 23, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
QUICKEN LOANS INC
Aug 8, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
QUICKEN LOANS INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 24, 2013
Deed SaleOct 24, 2013
Deed Document Number0001728146
Deed Book / Page1728 / 146
Record UpdatedJun 8, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON MS
Property Address293 MCCOOL ST, OCEAN SPRINGS, MS 39564-4042
Transaction TypeMortgage
Record UpdatedAug 12, 2020

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number3690/864
DateJul 23, 2020
Book Page3690/864
Instrument202014704
Lender
NameQUICKEN LOANS INC
TypeLending Institution
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term181 Months
DueAug 1, 2035

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON MS
Property Address293 MCCOOL ST, OCEAN SPRINGS, MS 39564-4042
Transaction TypeMortgage
Record UpdatedAug 28, 2019

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number3603/654
DateAug 8, 2019
Book Page3603/654
Instrument201917602
Lender
NameQUICKEN LOANS INC
TypeLending Institution
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term181 Months
DueSep 1, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 293 McCool St was $1,983 with a homeowner's exemption, up 15.7% from the year before.

Source: Jackson County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyJackson County
MunicipalityOcean Springs City
Unified School DistrictOcean Springs School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,983.00 (+15.69%) Homeowner's exemption$15,053 (+7.73%) Land $1,926 Building $13,127$150,527 (+7.72%) Land $19,260 Building $131,267
2024$1,714.00 (-1.15%) Homeowner's exemption$13,973 (-) Land $1,877 Building $12,096$139,734 (-) Land $18,770 Building $120,964
2023$1,734.00 (-0.34%) Homeowner's exemption$13,973 (-) Land $1,877 Building $12,096$139,734 (-) Land $18,770 Building $120,964
2022$1,740.00 Homeowner's exemption$13,973 Land $1,877 Building $12,096$139,734 Land $18,770 Building $120,964

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 293 McCool St in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 14 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies14 in force
Nearby Flood Claims14 (1990–2012)
Claims Outside the SFHA13 of 14
Most Recent ClaimSep 2012 · Hurricane Isaac
Claims by Event
  • Severe Storms, Flooding, And Tornadoes, Mar 2009 · 2 claims
  • Hurricane Katrina, Aug 2005 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 293 McCool St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 83% of Mississippi
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWEST JACKSON CO UTILITY DIST
serves 28,544 people · EPA ID MS0300156
Water SourceGroundwater
Last State InspectionNov 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Sparklight
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
C Spire Wireless
Fixed Wireless
100 / 20

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