293 Magic Carpet Ln, Ridgway, CO 81432 Property Records

Ouray County property record for 293 Magic Carpet Ln, Ridgway, CO 81432

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 2,625 sqft · built 1993
Lot Size	35 acres (1,525,036 sqft)
Owner	Individual Name on File
Last Sale	$369,500 (Jul 2020)
Tax Bill	$1,643 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R001203`

Property Details

APN / Parcel Number

Primary APN	`R001203`
Alternative APN	`451710100054`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	2 Stories
Building Area	2,625 sqft Heated Area
Gross Area	3,259 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2000
Architectural Style	Raised Ranch
Exterior Material	Metal
Construction Type	Steel Frame
Roof Type	Gable
Roof Material	Other
Lot Area	1,525,036 sqft (35 acres)
Patio Area	1,203 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Propane

Location & Zoning

Account Number	R001203
Street Address	293 MAGIC CARPET LN
City	RIDGWAY
State	CO
Zip	81432-9830
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD: PARK ESTATES LOT: 8 S: 10 T: 44 R: 8
Legal Range	08
Legal Township	44
Legal Section	10
Legal Subdivision	PARK ESTATES
Legal Lot Number	8
Jurisdiction	OURAY CO
Township / Civil Division	OURAY
Census Block Group	1
Census Block	1012
Census Tract	967602

Owner

293 Magic Carpet Ln is owned and occupied by an individual who bought it in July 2020.

Source: Ouray County records, as of July 22, 2026

Owner of Record	Individual Name on File
Mailing Address	293 MAGIC CARPET LN, RIDGWAY, CO 81432-9830
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2026	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Jun 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Jul 21, 2020	Special Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2020 · Amount on File
Deed Sale	Jul 21, 2020 · Amount on File
Deed Document Number	2020225751
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OURAY CO
Recording Date	Jul 8, 2026
Property Address	293 MAGIC CARPET LN, RIDGWAY, CO 81432-9830
Document Number	0000241715
Instrument Date	Jun 22, 2026
Instrument	2026241715
Transaction Type	Mortgage
Record Updated	Jul 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000241715,
Date	Jul 8, 2026
Instrument	2026241715

Lender

Name	BANK OF AMERICA

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 22, 2056

Interest

Rate	6.51%
Max Rate	-1%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OURAY CO
Property Address	293 MAGIC CARPET LN, RIDGWAY, CO 81432-9830
Transaction Type	Mortgage
Record Updated	Oct 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	229228
Date	Jun 16, 2021
Instrument	229228

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

July 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OURAY CO
Recording Date	Jul 21, 2020
Property Address	293 MAGIC CARPET LN, RIDGWAY, CO 81432-9830
Document Number	225751
Instrument Date	Jul 20, 2020
Instrument	225751
Transaction Type	Transfer
Record Updated	Oct 11, 2021
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$36.95
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	293 MAGIC CARPET LN, 293, RIDGWAY, CO 81432-9830

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	293 MAGIC CARPET LN, RIDGWAY, CO 81432-9830

Mortgage

Document Number	225752
Date	Jul 21, 2020
Instrument	225752

Lender

Name	QUICKEN LOANS INC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 293 Magic Carpet Ln was $1,643, up 6.5% from the year before.

Source: Ouray County assessment roll, as of March 26, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Ouray County
Unified School District	Ouray School District R-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,643.00 (+6.48%)	$27,600 (-1.25%) Land $14,340 Building $13,260	$438,230 (+5.88%) Land $226,050 Building $212,180
2024	$1,543.00 (+2.05%)	$27,950 (-9.61%) Land $13,590 Building $14,360	$413,910 (-8.81%) Land $199,640 Building $214,270
2023	$1,512.00	$30,920 Land $15,020 Building $15,900	$453,910 Land $218,880 Building $235,030

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 293 Magic Carpet Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 11, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 individual policies
Nearby Flood Policies	17 units insured incl. 6 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 293 Magic Carpet Ln is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 60% of Colorado
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRI COUNTY WCD serves 20,490 people · EPA ID CO0143755
Water Source	Purchased surface water from PROJECT 7 WA
Last State Inspection	Nov 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3

May also be available: Clearnetworx, Vero Fiber.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Magic Carpet Ln

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