293 Lacy Dr, Elgin, TX 78621 Property Records

Bastrop County property record for 293 Lacy Dr, Elgin, TX 78621

Property Summary

Property Type	Mobile Home
Details	1,840 sqft · built 1996
Lot Size	1.02 acres (44,736 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,016 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit May 2026 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R58665`

Property Details

APN / Parcel Number

Primary APN	`R58665`
Alternative APN	`O0115943`

Interior

Stories	1 Story
Building Area	1,840 sqft Living Area
Gross Area	1,980 sqft
1st Floor Area	1,840 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Mobile Home
Exterior Material	Wood
Roof Material	Metal
Lot Area	44,736 sqft (1.02 acres)
Porch	Covered Porch
Porch Area	204 sqft
Storage Building	121 sqft

Location & Zoning

Street Address	293 LACY DR
City	ELGIN
State	TX
Zip	78621-3607
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	S5864 - ELGIN OAKS TWO, LOT 734 A, SERIAL # DSL2AL25859B, LABEL # NTA0534695, ACRES 1.027
Legal Subdivision	ELGIN OAKS TWO
Legal Block	1
Legal Lot Number	734
Jurisdiction	BASTROP TX
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1031
Census Tract	950102

Owner

Source: Bastrop County records, as of June 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	293 LACY DR, ELGIN, TX 78621-3607
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2026	Deed of Trust, Mortgage · Line of Credit UNION FEDERAL CREDIT UNION
May 26, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Apr 17, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Apr 13, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	May 26, 2026
Transfer Doc	0000008661
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BASTROP TX
Recording Date	Jul 1, 2026
Property Address	293 LACY DR, ELGIN, TX 78621-3607
Document Number	0000011072
Instrument Date	Jun 26, 2026
Instrument	202611072
Transaction Type	Mortgage
Record Updated	Jul 14, 2026
Title Company	ICE MORTGAGE TECHNOLOGY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	293 LACY DR, ELGIN, TX 78621-3607

Mortgage

Document Number	0000011072,
Date	Jul 1, 2026
Instrument	202611072

Lender

Name	UNION FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2041

Interest

Rate	5.87%
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BASTROP TX
Recording Date	May 26, 2026
Property Address	293 LACY DR, ELGIN, TX 78621-3607
Document Number	0000008661
Instrument Date	May 26, 2026
Instrument	20268661
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	293 LACY DR, ELGIN, TX 78621-3607

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BASTROP TX
Recording Date	Apr 17, 2026
Property Address	293 LACY DR, ELGIN, TX 78621-3607
Document Number	0000006411
Instrument Date	Apr 17, 2026
Instrument	20266411
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	293 LACY DR, ELGIN, TX 78621-3607

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BASTROP TX
Recording Date	Apr 13, 2026
Property Address	293 LACY DR, ELGIN, TX 78621-3607
Document Number	0000005983
Instrument Date	Apr 11, 2026
Instrument	20265983
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	293 LACY DR, ELGIN, TX 78621-3607

Tax Assessment & Valuation

Source: Bastrop County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bastrop County
Unified School District	Elgin Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,016.00 (-6.96%) Homeowner's exemption	$139,863 (-43.49%)	$271,666 (+9.75%) Land $164,732 Building $106,934
2024	$1,092.00
2023	Homeowner's exemption	$247,522 Land $126,554 Building $120,968	$247,522 Land $126,554 Building $120,968
2022	$1,541.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 81% of Texas
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ELGIN serves 13,188 people · EPA ID TX0110002
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Rise Broadband Fixed Wireless	100 / 20

May also be available: SOS Communications.

Nearby Properties on Lacy Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures