293 Joseph Dr, Tonawanda, NY 14150 Property Records

Erie County and Tonawanda Town property record for 293 Joseph Dr, Tonawanda, NY 14150

Property Summary

Property Type	Duplex
Details	6 bd · 1 ba · 2,495 sqft · built 1963
Lot Size	0.325 acres (14,137 sqft)
Owner	2 Individual Names on Record
Last Sale	$159,000 (Jan 2019)
Tax Bill	$3,109 (2025)
Deeds & Mortgages	Dec 2021 Line of Credit Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`027-0408000`

Property Details

APN / Parcel Number

Primary APN	`027-0408000`
Alternative APNs	`64890531000005031000` `146489 53.10-5-31`

Interior

Bedrooms	6 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,495 sqft Total Area
1st Floor Area	1,487 sqft
2nd Floor Area	1,008 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	14,137 sqft (0.325 acres)
Lot Dimensions	210 ft deep x 66.7 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	293 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	027-0408000
Street Address	293 JOSEPH DR
City	TONAWANDA
State	NY
Zip	14150-6225
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	B
Legal Description	2552 E DELAWARE AV 2108 46 66.67X 211
Legal Subdivision	THE HOLLAND LAND COMPANYS SURVEY
Legal Block	5
Legal Lot Number	31.000
Jurisdiction	ERIE NY
Township / Civil Division	TONAWANDA
Census Block Group	5
Census Block	5000
Census Tract	8101

Owner

Source: Erie County and Tonawanda Town records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	293 JOSEPH DR, TONAWANDA, NY 14150-6225
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2021	Deed of Trust, Mortgage · Line of Credit CNB BANK
Aug 24, 2020	Deed of Trust, Mortgage · FHA Mortgage PREMIUM MORTGAGE CORP
Jan 11, 2019	Warranty Deed, Transfer · FHA Mortgage KEYBANK USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 11, 2019 · Amount on Record
Deed Sale	Jan 11, 2019 · Amount on Record
Prior Sale	May 19, 1999 · Amount on Record
Deed Document Number	20198959
Deed Book / Page	11339 / 8206
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	293 JOSEPH DR, TONAWANDA, NY 14150-6225
Transaction Type	Mortgage
Record Updated	Aug 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	293 JOSEPH DR, TONAWANDA, NY 14150-6225

Mortgage

Document Number	0140322509
Date	Dec 23, 2021
Book Page	14032/2509
Instrument	2021256459

Lender

Name	CNB BANK
Type	Bank
Address	NIAGARA FALLS, NY 14302

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Dec 30, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	293 JOSEPH DR, TONAWANDA, NY 14150-6225
Transaction Type	Mortgage
Record Updated	Aug 19, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	293 JOSEPH DR, TONAWANDA, NY 14150-6225

Mortgage

Document Number	0139525222
Date	Aug 24, 2020
Book Page	13952/5222
Instrument	2020139694

Lender

Name	PREMIUM MORTGAGE CORP
Type	Mortgage Company
Address	ROCHESTER, NY 14618

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERIE NY
Recording Date	Jan 11, 2019
Property Address	293 JOSEPH DR, TONAWANDA, NY 14150-6225
Document Number	0113398206
Book / Page	011339 / 008206
Instrument Date	Jan 10, 2019
Transaction Type	Transfer
Record Updated	Jan 30, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$159.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	494 COLVIN AVE BUFFALO NY 142161824, BUFFALO, NY 14216-1824

Mortgage

Document Number	138844232
Date	Jan 11, 2019
Book Page	013884/004232

Lender

Name	KEYBANK USA
Type	Bank
Address	CLEVELAND, OH 44114-1306

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 10, 2049

Tax Assessment & Valuation

Source: Erie County and Tonawanda Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Tonawanda Town
Unified School District	Kenmore-Tonawanda Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,109.00 (+5.78%)	$77,800 (+21%) Land $15,300 Building $62,500	$370,500 (+32.53%) Land $72,862 Building $297,638
2024	$2,939.00 (-48.96%)	$64,300 (-) Land $15,300 Building $49,000	$279,565 (+4.35%) Land $66,522 Building $213,043
2023		$64,300 Land $15,300 Building $49,000	$267,900 Land $63,746 Building $204,154
2019	$5,758.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 93% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TONAWANDA, TOWN WATER DEPT. serves 72,571 people · EPA ID NY1404556
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile.

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