293 Guinea Rd, Biddeford, ME 04005 Property Records

York County and Biddeford City property record for 293 Guinea Rd, Biddeford, ME 04005

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,232 sqft · built 1982
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Tax Bill	$9,364 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Aug 2023 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`BIDD M:79 L:22`

Property Details

APN / Parcel Number

Primary APN	`BIDD M:79 L:22`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,232 sqft Living Area
Gross Area	2,568 sqft
1st Floor Area	1,232 sqft
Basement Area	1,008 sqft
Unfinished Basement	1,008 sqft

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Deck Area	Deck Area
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating Fuel	Electric

Location & Zoning

Street Address	293 GUINEA RD
City	BIDDEFORD
State	ME
Zip	04005-9723
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RF
Legal Lot Number	22
Jurisdiction	BIDDEFORD ME
Township / Civil Division	BIDDEFORD
Census Block Group	2
Census Block	2005
Census Tract	25300

Owner

Source: York County and Biddeford City assessment roll, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	293 GUINEA RD, BIDDEFORD, ME 04005-9723
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2023	Deed of Trust, Mortgage · ARM PEOPLESCHOICE CREDIT UNION
Aug 10, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORP
Jan 31, 2020	Deed of Trust, Mortgage PEOPLESCHOICE CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BIDDEFORD ME
Property Address	293 GUINEA RD, BIDDEFORD, ME 04005-9723
Transaction Type	Mortgage
Record Updated	Nov 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0193350544
Date	Oct 25, 2023
Book Page	19335/544
Instrument	2023034042

Lender

Name	PEOPLESCHOICE CREDIT UNION

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Type Change Date	Nov 1, 2028
Index	1-Year CMT
Margin	3

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BIDDEFORD ME
Property Address	293 GUINEA RD, BIDDEFORD, ME 04005-9723
Transaction Type	Mortgage
Record Updated	Aug 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0192890851
Date	Aug 10, 2023
Book Page	19289/851
Instrument	2023023874

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BIDDEFORD ME
Property Address	293 GUINEA RD, BIDDEFORD, ME 04005-9723
Document Number	0181630735
Instrument Date	Jan 31, 2020
Transaction Type	Mortgage
Record Updated	Feb 18, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	293 GUINEA RD BIDDEFORD ME 040059723, BIDDEFORD, ME 04005-9723

Mortgage

Document Number	0181630735
Date	Feb 5, 2020
Book Page	018163/000735
Instrument	5781

Lender

Name	PEOPLESCHOICE CU
Type	Credit Union
Address	SACO, ME 04072

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Feb 4, 2035

Tax Assessment & Valuation

Source: York County and Biddeford City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
Municipality	Biddeford City
Unified School District	Biddeford (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$9,364.00 (+4.82%)	$626,800 (-0.22%) Land $250,500 Building $376,300
2024	$8,933.00 (+95.86%)	$628,200 (+80.72%) Land $250,500 Building $377,700
2023	$4,561.00 (+4.56%)	$347,600 (+30.78%) Land $166,800 Building $180,800
2022	$4,362.00	$265,800 Land $109,300 Building $156,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1978–1996)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Oct 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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