293 Grand Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 293 Grand Dr, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,210 sqft · built 1997
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on Record
Last Sale	$354,900 (Mar 2024)
Tax Bill	$3,723 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`A972001940`

Property Details

APN / Parcel Number

Primary APN	`A972001940`
Alternative APN	`2-0098-7651-00-0016.0000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,210 sqft Living Area
Gross Area	3,070 sqft
1st Floor Area	884 sqft
Basement Area	884 sqft
Finished Basement	442 sqft
Unfinished Basement	442 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Lot Area	12,197 sqft (0.28 acres)
Garage Type	Attached
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Patio Area	80 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A972001940
Street Address	293 GRAND DR
City	O FALLON
State	MO
Zip	63366-4354
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIGHGROVE PL #1 LOT 16
Legal Subdivision	HIGHGROVE PL #1
Legal Lot Number	16
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	2
Census Block	2006
Census Tract	311604

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	293 GRAND DR, O FALLON, MO 63366-4354
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2022	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Mar 1, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Mar 5, 2024	Warranty Deed, Transfer · FHA Mortgage BELL BANK
Aug 29, 2023	Warranty Deed, Transfer TOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTRACT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 5, 2024 · Amount on Record
Deed Sale	Mar 5, 2024 · Amount on Record
Prior Sale	Aug 29, 2023 · Amount on Record
Deed Document Number	20248313
Prior Transfer Date	Aug 16, 2007
Prior Transfer Doc	0000702530
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	293 GRAND DR, O FALLON, MO 63366-4354
Transaction Type	Mortgage
Record Updated	Jul 1, 2026
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	293 GRAND DR, O FALLON, MO 63366-4354

Mortgage

Document Number	0000006776
Date	Feb 4, 2022
Instrument	2022R-006776

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Mar 1, 2051

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	293 GRAND DR, O FALLON, MO 63366-4354
Transaction Type	Mortgage
Record Updated	Jul 1, 2026
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	293 GRAND DR, O FALLON, MO 63366-4354

Mortgage

Document Number	0000017483
Date	Mar 1, 2021
Instrument	2021R-017483

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Mar 5, 2024
Property Address	293 GRAND DR, O FALLON, MO 63366-4354
Document Number	0000008313
Map Reference	MB 33 PG 382
Instrument Date	Mar 1, 2024
Instrument	2024R-008313
Transaction Type	Transfer
Record Updated	Mar 19, 2024
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2150 E GERMANN RD STE 1, 1, CHANDLER, AZ 85286-1662

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	293 GRAND DR, O FALLON, MO 63366-4354

Mortgage

Document Number	0000008314
Date	Mar 5, 2024
Instrument	2024R-008314

Lender

Name	BELL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Aug 29, 2023
Property Address	293 GRAND DR, O FALLON, MO 63366-4354
Document Number	0000035004
Map Reference	MB 33 PG 382
Instrument Date	Aug 28, 2023
Instrument	2023R-035004
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	TOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTRACT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3112 SOUTHWICK DR, SAINT CHARLES, MO 63301-1191

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2150 E GERMANN RD STE 1, 1, CHANDLER, AZ 85286-1662
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$57,912 (-)	$304,798 (-) Land $65,000 Building $239,798
2025	$3,723.00	$57,912 (+7.18%)	$304,798 (+7.18%) Land $65,000 Building $239,798
2023		$54,034
2022			$284,388 Land $50,000 Building $234,388

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Socket Telecom, Verizon, Wisper ISP.

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