Jackson County property record for 293 Gem Creek Rd, Cullowhee, NC 28723
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 864 sqft · built 1996 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $430,000 (Jul 2025) |
| Tax Bill | $1,341 (2025) |
| Deeds & Mortgages | Nov 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 7545-94-2354 |
| Primary APN | 7545-94-2354 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 864 sqft Heated Area |
| 1st Floor Area | 864 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 87,120 sqft (2 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Porch |
|---|---|
| Porch Area | 288 sqft |
| Deck Area | 128 sqft |
| Patio Area | 316 sqft |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Street Address | 293 GEM CREEK RD |
|---|---|
| City | CULLOWHEE |
| State | NC |
| Zip | 28723 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT B4,B6 OFF CULLOWHEE MTN RD |
| Legal Lot Number | B4-B6 |
| Jurisdiction | JACKSON NC |
| Township / Civil Division | MOUNTAIN |
| Census Block Group | 5 |
| Census Block | 5065 |
| Census Tract | 950600 |
293 Gem Creek Rd is owned by two individuals who bought it in July 2025.
Source: Jackson County records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 722 SPRINGDALE RD, ORLANDO, FL 32804-7129 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 18, 2025 · Amount on File |
| Deed Sale | Jul 18, 2025 · Amount on File |
| Deed Book / Page | 2401 / 478 |
| Prior Transfer Date | Oct 24, 2017 |
| Prior Transfer Doc | 0022001092 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | JACKSON NC |
| Recording Date | Nov 3, 2017 |
| Property Address | 293 GEM CREEK RD, CULLOWHEE, NC 28723 |
| Document Number | 0022001092 |
| Book / Page | 002200 / 001092 |
| Instrument Date | Oct 24, 2017 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 5730 LAKE VICTORIA DR LAKELAND FL 338134708, LAKELAND, FL 33813-4708 |
The 2025 property tax bill for 293 Gem Creek Rd was $1,341.
Source: Jackson County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Jackson County |
| Unified School District | Jackson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $370,394 (+4.96%) Land $67,490 Building $302,904 | |
| 2025 | $1,341.00 | $352,894 Land $67,490 Building $285,404 |
| 2023 | $887.00 | $233,450 Land $63,690 Building $169,760 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 293 Gem Creek Rd in Zone X, an area of minimal flood risk, though there have been 21 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 25 policies |
| Nearby Flood Policies | 25 in force |
| Nearby Flood Claims | 21 (2004–2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 293 Gem Creek Rd is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · above 77% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Frontier DSL | 45 / 3 |
May also be available: Skyrunner.
No cell data coverage reported
Search by:
By searching, you agree to: Terms • Privacy • Disclosures