Madison County property record for 293 Esslinger Dr, Gurley, AL 35748
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 3,296 sqft · built 2007 |
| Lot Size | 7.2 acres (313,632 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $250,000 (Apr 2019) |
| Tax Bill | $6,561 (2026) |
| Deeds & Mortgages | Jun 2021 Mortgage Dec 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-09-32-0-000-002.002 |
| Primary APN | 19-09-32-0-000-002.002 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 1 Story |
| Building Area | 3,296 sqft Living Area |
| 1st Floor Area | 3,296 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Other |
| Foundation Type | Retaining Wall |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 313,632 sqft (7.2 acres) |
| Pool Area | 800 sqft |
| Utility Building | 864 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 105160 |
|---|---|
| Street Address | 293 ESSLINGER DR |
| City | GURLEY |
| State | AL |
| Zip | 35748-9362 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC 32 T4S R2E COMM AT NE COR OF SEC TH S 1438 FT TO BEG TH N 55 DEG W 671 FT TO ESSLINGER RD TH ALG SAID S 35 DEG W 303 FT T |
| Legal Range | 02E |
| Legal Township | 04S |
| Legal Section | 32 |
| Jurisdiction | MADISON AL |
| Township / Civil Division | GURLEY |
| Census Block Group | 3 |
| Census Block | 3027 |
| Census Tract | 10902 |
293 Esslinger Dr is owned and occupied by two individuals who bought it in April 2019.
Source: Madison County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 293 ESSLINGER DR, GURLEY, AL 35748-9362 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA |
| Dec 20, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 17, 2019 · Amount on File |
| Deed Sale | Apr 17, 2019 · Amount on File |
| Prior Sale | Aug 29, 2016 |
| Deed Document Number | 201922623 |
| Prior Transfer Date | Aug 23, 2016 |
| Prior Transfer Doc | 0000489200 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON AL |
| Property Address | 293 ESSLINGER DR, GURLEY, AL 35748-9362 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000049889 |
|---|---|
| Date | Jun 16, 2021 |
| Instrument | 2021-00049889 |
| Name | MORGAN STANLEY PRIVATE BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45245 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.97% |
| Type Change Date | Jul 1, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 7.87% |
| Index | Other |
| Margin | 3 |
| Max Rate | 7.97% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON AL |
| Property Address | 293 ESSLINGER DR, GURLEY, AL 35748-9362 |
| Document Number | 0000004879 |
| Instrument Date | Dec 20, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 293 ESSLINGER DR GURLEY AL 357489362, GURLEY, AL 35748-9362 |
| Document Number | 0000004879 |
|---|---|
| Date | Jan 25, 2018 |
| Instrument | 4879 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 24, 2048 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 293 Esslinger Dr was $6,561 with a homeowner's exemption, up 12% from the year before.
Source: Madison County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Madison County |
| Municipality | Huntsville City |
| Unified School District | Huntsville City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,561.00 (+11.98%) | ||
| 2025 | $5,859.00 Homeowner's exemption | $101,840 Land $7,580 Building $94,260 | $1,018,300 Land $75,800 Building $942,500 |
| 2023 | $5,395.00 (+10.35%) Homeowner's exemption | $93,840 (+10.24%) Land $7,580 Building $86,260 | $938,300 (+10.26%) Land $75,800 Building $862,500 |
| 2022 | $4,889.00 Homeowner's exemption | $85,120 Land $4,320 Building $80,800 | $851,000 Land $43,100 Building $807,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 293 Esslinger Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 19 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 1 (2022) |
| Most Recent Claim | Aug 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 293 Esslinger Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Alabama |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| NHTC Fiber | 8,000 / 8,000 |
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