293 Delaware River Dr, Clayton, DE 19938 Property Records

Kent County property record for 293 Delaware River Dr, Clayton, DE 19938

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,761 sqft · built 2018
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$322,205 (Aug 2018)
Tax Bill	$1,686 (2026)
Deeds & Mortgages	Oct 2020 Mortgage Aug 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3-04-027.02-02-17.00-000`

Property Details

APN / Parcel Number

Primary APN	`3-04-027.02-02-17.00-000`
Alternative APNs	`KH04027.020217.00/000` `80501` `86692`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,761 sqft Living Area
Basement Area	1,761 sqft
Finished Basement	736 sqft
Unfinished Basement	1,025 sqft
Game Room	Game Room

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	135 ft deep x 72.8 ft wide
View / Lot	Major Street/Thoroughfare
Garage Type	Finished
Garage Area	431 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	59 sqft

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Account Number	86692
Street Address	293 DELAWARE RIVER DR
City	CLAYTON
State	DE
Zip	19938-3962
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	PROVIDENCE CROSSING LOT 240 293 DELAWARE RIVER DR
Legal Subdivision	PROVIDENCE CROSSING
Legal Lot Number	240
Jurisdiction	KENT DE
Township / Civil Division	SMYRNA
Census Block Group	2
Census Block	2026
Census Tract	40204

Owner

293 Delaware River Dr is owned and occupied by two individuals who bought it in August 2018.

Source: Kent County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	293 DELAWARE RIVER DR, CLAYTON, DE 19938-3962
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2020	Deed of Trust, Mortgage · Conventional with PMI SPRING EQ LLC
Aug 23, 2018	Deed, Transfer · Conventional Mortgage NVR MORTGAGE FINANCE INC
May 15, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 2018 · Amount on File
Deed Sale	Aug 23, 2018 · Amount on File
Prior Sale	May 15, 2018 · Amount on File
Deed Document Number	2018346657
Deed Book / Page	9258 / 208
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT DE
Property Address	293 DELAWARE RIVER DR, CLAYTON, DE 19938-3962
Document Number	0000398925
Instrument Date	Oct 15, 2020
Transaction Type	Mortgage
Record Updated	Nov 10, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	293 DELAWARE RIVER DR CLAYTON DE 199383962, CLAYTON, DE 19938-3962

Mortgage

Document Number	0000398925
Date	Oct 29, 2020
Book Page	010527/000057
Instrument	398925

Lender

Name	SPRING EQ LLC
Address	PHILADELPHIA, PA 19104

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 28, 2050

August 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	KENT DE
Recording Date	Aug 23, 2018
Property Address	293 DELAWARE RIVER DR, CLAYTON, DE 19938-3962
Document Number	0000346657
Book / Page	9258 / 208
Map Reference	MB87 PG27-36
Instrument Date	Aug 20, 2018
Instrument	2018-346657
Transaction Type	Transfer
Record Updated	Sep 6, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$12,888.21
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	293 DELAWARE RIVER DR, CLAYTON, DE 19938-3962

Mortgage

Document Number	0000346658
Date	Aug 23, 2018
Instrument	2018-346658

Lender

Name	NVR MORTGAGE FINANCE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2048

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENT DE
Recording Date	May 15, 2018
Property Address	293 DELAWARE RIVER DR, CLAYTON, DE 19938-3962
Document Number	0000340485
Book / Page	009116 / 000121
Instrument Date	May 9, 2018
Instrument	340485
Transaction Type	Transfer
Record Updated	May 31, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$1,550.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2500 WRANGLE HILL RD #210 BEAR DE 197013838, 210, BEAR, DE 19701-3838
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 293 Delaware River Dr was $1,686, up 1.4% from the year before.

Source: Kent County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	Kent County
Municipality	Clayton Town
Unified School District	Smyrna School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$1,686.00 (+1.38%)	$396,800 Land $65,700 Building $331,100
2025	$1,663.00
2023	$1,317.00	$49,600 Land $3,800 Building $45,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 293 Delaware River Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 293 Delaware River Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 95% of Delaware
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARTESIAN NORTHERN KENT REGIONAL private · serves 7,014 people · EPA ID DE00A0673
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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