293 Co Rd 2145, Telephone, TX 75488 Property Records

Fannin County property record for 293 Co Rd 2145, Telephone, TX 75488

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,471 sqft · built 1982
Lot Size	1 acres (43,734 sqft)
Owner	Individual Name on File
Tax Bill	$943 (2024)
Deeds & Mortgages	Jun 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0981-079-0000-03`

Property Details

APN / Parcel Number

Primary APN	`0981-079-0000-03`
Alternative APN	`82877`

Interior

Full Baths	3 Baths
Building Area	1,471 sqft Living Area
1st Floor Area	1,152 sqft
Flooring	Combination, Other

Exterior

Year Built	Built 1982
Exterior Material	Wood
Construction Type	Wood Frame
Lot Area	43,734 sqft (1 acres)
Garage Type	Detached
Garage Area	500 sqft
Porch	Porch
Porch Area	324 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Electric

Location & Zoning

Account Number	0981-079-0000-03
Old Parcel Number	82877
Street Address	293 COUNTY ROAD 2145
City	TELEPHONE
State	TX
Zip	75488-3401
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A0981 T SMITH, ACRES 1.004
Legal Subdivision	THOMAS S SMITH SURV ABS #981
Jurisdiction	FANNIN TX
Township / Civil Division	RAVENNA-TELEPHONE
Census Block Group	2
Census Block	2035
Census Tract	950800

Owner

293 Co Rd 2145 is owned and occupied by an individual who acquired it in June 2019.

Source: Fannin County records, as of November 17, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	293 COUNTY ROAD 2145, TELEPHONE, TX 75488-3401
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2019
Deed Sale	Jun 28, 2019
Prior Sale	Aug 4, 2015
Deed Document Number	0002145372
Deed Book / Page	2145 / 372
Record Updated	Jun 8, 2026

June 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	FANNIN TX
Recording Date	Jun 28, 2019
Property Address	293 COUNTY ROAD 2145, TELEPHONE, TX 75488-3401
Document Number	2145/0372
Book / Page	2145 / 0372
Instrument Date	Jun 28, 2019
Instrument	2019-3843
Transaction Type	Transfer
Record Updated	Nov 23, 2021
Title Company	MAIN STREET TITLE OKC LLC, MAIN STREET TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	784 PRIVATE ROAD 233, 784, TELEPHONE, TX 75488-4870

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 47, IVANHOE, TX 75447-0047

Mortgage

Document Number	20193844
Date	Jun 28, 2019
Instrument	2019-3844

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Fannin County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Fannin County
Unified School District	Sam Rayburn Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$189,350 Land $35,110 Building $154,240	$189,350 Land $35,110 Building $154,240
2024	$943.00
2023		$208,470 Land $45,130 Building $163,340	$208,470 Land $45,130 Building $163,340
2018	$735.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 293 Co Rd 2145 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 293 Co Rd 2145 is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 63% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOIS D ARC MUD serves 3,011 people · EPA ID TX0740044
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
360 Broadband Fixed Wireless	60 / 6
Zulu Internet Fixed Wireless	25 / 3

May also be available: Nextlink.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Co Rd 2145

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